I have been paying the old-age insurance for 17 years, and I am only 48 years old. I don't want to pay anymore. Can I refund the money I paid before?

Before retirement, the personal account of endowment insurance cannot be withdrawn.

Your pension insurance has been paid for 17 years, so there is no need to surrender it. Moreover, surrender only returns the individual contribution, and there is a small amount of money.

I don't want to continue to pay endowment insurance now. I can transfer the insurance relationship from the social security bureau where I went to participate in the insurance. Wait until the retirement age, go to the Social Security Bureau for retirement, and start to receive a monthly pension.

If you apply for a one-time withdrawal of your personal account when you retire, you will not be able to receive a monthly pension after withdrawal, which is not cost-effective for individuals.