Retirement salary of civil servants after the integration of pensions in 2024

After the merger in 2024, there will be no shortage of pensions.

Before 1.20 14 and 10, the endowment insurance systems of enterprises, institutions and institutions in China were different. Enterprise employees implement the old-age insurance system combining social pooling with individual accounts. Enterprises and individuals bear the old-age insurance premium, and can receive a monthly pension after retirement. Pensions mainly come from social security funds. Employees of government agencies and institutions do not need to pay for participating in endowment insurance of government agencies and institutions. Receive a monthly retirement fee after retirement, which shall be borne by the state finance. Because of the different pension insurance systems, it is difficult to flow between employees of government agencies and institutions and employees of enterprises, and there is a certain gap in the income of the two types of personnel after retirement, so there have been a lot of calls for merger.

2.2065438-2005, 1, the State Council issued the "Decision on the Reform of the Pension Insurance System for Staff in Government Offices and Institutions", which opened the curtain of the merger of the pension insurance system. Although the decision was issued in June, 5438+05, 1 year, the implementation time was 20 14, 10, 1 year. Since June, employees of government agencies and institutions have to pay the old-age insurance on a monthly basis, and also receive it after retirement. According to this situation, in fact, from June 20 14, 10, the endowment insurance of government agencies and institutions has been initially merged.

3. Who hasn't merged? In the reform of endowment insurance in government agencies and institutions, retirees are divided into three groups: old, middle and new, and treated separately according to the method of "old methods, new methods and new methods". Among them, the "old people" who retired before the reform have no influence, and continue to pay pensions according to the existing treatment and participate in future treatment adjustments. After the reform, the "newcomers" who take part in the work will be paid according to the new mechanism. They will not feel the impact normally, because there are still decades to retire. For the "middle class" who took part in the work before the reform and retired after the reform, it was the most affected. At the center of the whirlpool of reform, of course, they can't pay their pensions according to the old method, but because the actual payment period is short, they can't directly calculate according to the new method. In order to ensure the smooth implementation of the reform, the state implements transitional measures for middle-aged people. 20 14 years 10 to September 2024 is a ten-year transition period for "middle-aged people". For "middle-aged people" who retire during the transitional period, the old and new pension schemes are compared, and the low limit is high to ensure that the treatment level will not be lower than that of retirees with the same conditions before the reform. When the treatment calculated by the new method is lower than the treatment standard of the old method, it will be paid according to the treatment standard of the old method, and the treatment will not be reduced. When the treatment of the new method is higher than that of the old method, according to the different retirement years, the excess part will be paid in different proportions:

For those who retire from June +04, 2065438 to June +0, 2065438, and from June +05, 2065438 to February +0, 2065438, pay10% of the excess; Those who retired from June 2065438+June 2006 to June 2065438+June 2065438+June 2006 will be paid 20% of the excess; From June 2065438+10/October 1 to February 2065438 +0, 20 17, 30% retired;

By analogy, those who retire from June 65438+1 October1to September 30, 2024 will be paid as 100% of the excess.

After the end of the transition period, that is, after 2024 10, the pension will be calculated and paid according to the new method, but this does not mean that the pension calculation and payment method is exactly the same as that of enterprise retirees.

For employees of government agencies and institutions who joined the work before 20 14 and 10, there will be more transitional pensions in their pensions because they are regarded as contributions in their work and life.

Transitional pension = the average monthly salary of employees in this province in the last year when the insured retires ××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××

Only when the "newcomers" enter the retirement stage will the pension calculation and payment methods of institutions and enterprises be consistent. According to the current retirement age, it will wait until at least 2050. If the retirement policy is delayed, it will be even later. To sum up, the old-age insurance system will be gradually merged from 20 14, and the transition period of "middle people" in institutions and institutions will end in 2024. If it is to be completely merged, it will have to wait until at least 2050. For retirees from government agencies and institutions, there is actually little difference between retirement in 2025 and retirement in 2024. Usually, pensions are paid according to new methods. For those who retire between 20 14 and 2024, according to the current "middle-aged" pension calculation, the later they retire, the higher their pension!

legal ground

Referring to Article 88 of the Civil Service Law, it is extended to the whole people.

Civil servants who meet one of the following conditions may apply for early retirement:

(1) Having worked for 30 years;

(2) Being less than 5 years away from the retirement age stipulated by the state and having worked for 20 years.