Job Recruitment Website - Social security inquiry - What to do if you haven't paid social security for a long time

What to do if you haven't paid social security for a long time

Of course you can.

The number of years of social security contributions is cumulative, allowing a gap in the middle, the gap part you can make up or not.

If your original social security account has been suspended, then your account is now closed and you can go directly to the renewal procedure.

If you didn't go through the process of stopping payment when your original social security account was closed, then your social security account is now in arrears, and you will have to finish paying the arrears, or even a certain amount of late fees, before you can go through the process of renewing your account.

You can choose to continue to pay, pay a full fifteen years can enjoy the social security, intermittent has no effect, you can also choose to make up the payment, but the cost of making up the payment is certainly to be their own, you need to make up the payment as soon as possible, the more delayed the more late fees.

I: make up the conditions

Make up the social security; generally for some of the historical legacy; to participate in the insurance (make up); in the male below 60. Female: below 50, social security for 15 years. May not have to make up the payment;

Social security broken in the middle of the day, do I need to make up the payment?

No. Social security is considered cumulative. After accumulating 15 years. The age of the retirement requirements, there is no need to make retroactive contributions; 237

In the name of the individual to participate in the insurance, if the leakage is not able to make retroactive contributions, only by the unit reasons caused by the leakage is able to make retroactive contributions, and retroactive

Interpretation: social security law

Interpretation: social security law

Five insurance. If the unit did not do the declaration (did not give the account) can only make up the old age. After paying for a period of time, interruptions want to make up the ground can find an agent to make up the payment.

Contributing units (excluding individuals, freelancers) missed the payment of employees' pension insurance premiums, should bring the following materials to the social security agencies to make up for the case of basic pension insurance premiums:

1, employee records and pension insurance manual;

2, "Application for Replacement of Basic Pension Insurance Premiums";

3, labor contracts, payroll schedules employee Proof of personal tax for the month of retroactive payment, etc.

4, other related materials.

Two: retroactive payment of the statute of limitations

According to the "Social Insurance Law" [1] Article 58 provides that the employer shall, within thirty days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If it fails to register for social insurance, the social insurance agency shall approve the social insurance premiums to be paid by it.

Article 63 stipulates that if an employer fails to pay social insurance premiums in full and on time, the social insurance premium collection agency shall order it to pay the premiums by a certain date or to make up the full amount.

Generally, the period for making up the insurance premiums depends on the social insurance premium collection agency depending on the enterprise

Three: the information to be made up

1 ID card number

2 Name

3 If you have a social security card, you need to have a social security card's computer number

4 The period of time you need to make up the insurance premiums

5 The time period is the last three months. Successful retroactive payment on the same day

6 If the retroactive payment across the years need to be pre-approval

Social insurance is a social and economic system to provide income or compensation for the population who are incapacitated, temporarily lost their jobs, or suffered losses due to health reasons. The main programs of social insurance include pension insurance, medical insurance, unemployment insurance, work injury insurance and maternity insurance.

Social insurance scheme is organized by the government, which forces a certain group of people to form a social insurance fund by paying a part of their income as social insurance tax (fee), and the insured can get a fixed income or compensation for loss from the fund if certain conditions are met, it is a redistributive system, and its goal is to ensure the reproduction of material and labor force and the stability of the society.

In our country, social insurance is an important part of the social security system, and it is at the center of the whole social security system. In addition, social insurance is a kind of contributory social security, the funds are mainly paid by employers and workers themselves, and the government financial subsidies and bear the ultimate responsibility. But workers can only enjoy the corresponding social insurance benefits if they fulfill their legal obligation to pay contributions and meet the legal conditions.

The difference between individual and organizational social insurance

(1) Different types of contributions

There are only two types of social insurance for individuals: pension insurance and medical insurance. According to the regulations, people who are employed flexibly and voluntarily participate in basic medical insurance and basic pension insurance in their personal capacity are not included in the scope of people participating in unemployment, work injury and maternity insurance.

And, the unit for the workers to pay social security is mandatory, the Chinese people *** and the State Labor Law, Article 72 provides: social insurance fund according to the type of insurance to determine the source of funds, and the gradual implementation of social integration. Employers and workers must participate in social insurance and pay social insurance premiums in accordance with the law.

(2) Different contribution ratios

Pension, medical and unemployment insurance are paid by individuals and enterprises respectively, with enterprises generally accounting for the bulk of the contributions (the proportion of contributions varies across the country), for example, the proportion of social security contributions in Beijing in 2016 was:

1. Pension insurance premiums: the unit pays 19% , the individual pays 8%

2. Unemployment insurance premiums: Units pay 0.8%, individuals pay 0.2%

3. medical insurance premiums: units pay 10%, individuals pay 2%

Worker's compensation and maternity insurance are not required to be paid by individuals, and are all paid by enterprises. But if you pay the premiums as an individual, you will have to bear the entire burden.

How to apply for social security for employees

(1)Social security account opening

Enterprises need to go to the social security bureau for social security account opening within thirty days from the date of establishment. After the social security account is opened, you will get the Social Security Registration Certificate.

(2) Adding and removing employees

Each month, the organization must add new employees to the organization's social security account and remove employees who have left the company from the account. The social security account is a separate account, the operation of adding or deleting employees must be carried out in the account.

(3) Confirmation of the contribution base

Units need to declare the correct social security contribution base for their employees every month to ensure that social security is paid properly. The contribution base for social security is based on the employee's average salary of the previous year or the salary of the first month of employment.

(4) Social Security Contributions

If the enterprise, the bank, and the social security management organization have signed a tripartite bank contribution agreement, the social security fees will be deducted directly from the enterprise's bank account at a fixed time each month. Of course, the enterprise can also choose to go to the social security office to pay the fee on site by cash or check.