What is the meaning of nursing insurance in social security?

Nursing insurance in residents' social security refers to social insurance that raises funds in the form of social mutual assistance and provides services or economic security for long-term disabled people who have reached a certain level of nursing needs through economic evaluation. Nursing insurance is also called long-term care insurance. The prospect of this kind of insurance is very good, and the aging society needs this kind of insurance. Protecting the health of the insured is a kind of health insurance, and certain economic compensation can be given according to the regulations. When human beings are old and unable to take care of themselves, this insurance can greatly protect themselves.

Long-term disability refers to the partial or total loss of self-care ability for more than 6 months due to illness or old age. Disability identification quantifies the ability of self-care through a scientific and systematic index system, so as to judge the status and severity of disability.

According to the disability status and severity determined by disability appraisal, the disability grades are divided into mild disability, moderate disability and severe disability, and each grade is further subdivided into sub-grades to protect the severely disabled.

The payment standard and fixed payment base corresponding to the disability level. Staff and workers' medical insurance personnel shall raise nursing insurance funds according to 1% of the employee medical insurance payment base paid by the employer. According to the situation that the number of residents' medical insurance personnel and their per capita financing level are slightly lower than those of the first category, the residents' medical insurance pooling fund transfers funds quarterly as nursing insurance financing. Specific financing standards shall be subject to the provisions of the local social security bureau.

The service scope of nursing insurance refers to the diagnosis and treatment items, medical service facilities and medication scope of local employee medical insurance. The charging standard of nursing insurance shall be implemented in accordance with the relevant provisions of local medical service items and price compilation.

Legal provisions;

People's Republic of China (PRC) social insurance law

Twenty-third employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.