What should I do if I have not paid social security for fifteen years but have reached retirement age?

When the retirement age has reached and the social security has not reached 15, the treatment measures are as follows: 1; if the pension insurance payment has not reached 15, the payment can be postponed to 15 at the place where the treatment is received according to relevant state regulations; 2. If the payment period of the old-age insurance for urban employees is still less than 15 years after the extension of payment, you can also apply for changing from the old-age insurance for urban employees to the old-age insurance for urban and rural residents and enjoy the corresponding old-age insurance benefits; 3. For those who are unwilling to extend the payment, individuals can apply to terminate the basic old-age insurance relationship for employees. According to the procedure, the social security agency will terminate its employee pension insurance relationship and pay me the amount stored in the personal account in one lump sum after I confirm it. 1. The age of participating in social insurance is as follows: 1. The age of participating in social insurance such as pension, medical care, work injury, unemployment and maternity insurance for enterprise employees is 16 years old. As long as labor relations are established with enterprises, enterprises are obliged to pay social insurance for them; 2. The age of children's medical insurance is 0- 17 years old. If it is not changed to school enrollment, as long as the deduction account has money, it will automatically renew the fee to 17 years old. 2. The coverage of social insurance is as follows: 1. Medical insurance can be mainly used to reimburse medical expenses, including pooling accounts and personal accounts, in which pooling accounts are mainly used to reimburse hospitalization medical expenses and special outpatient medical expenses; Personal accounts are mainly used to pay self-funded medical expenses; 2 maternity insurance and medical insurance merger, in addition to paying maternity allowance, etc., can mainly reimburse maternity medical expenses. 3. Work-related injury insurance can be mainly used to pay medical expenses for work-related injury treatment, living care expenses and disability subsidies. 4. Unemployment insurance benefits can be mainly used to pay unemployment insurance benefits; 5. Those who have paid pension insurance 15 years before the statutory retirement age can receive a monthly pension after retirement. In addition, funeral expenses and pensions can be paid. In short, if the payment of endowment insurance does not reach 15, it can be extended to15 at the place where the benefits are received in accordance with relevant state regulations; If the payment period of the old-age insurance for urban workers is still less than 15 years after the extension of payment, you can also apply for changing from the old-age insurance for urban workers to the old-age insurance for urban and rural residents and enjoy the corresponding old-age insurance benefits. The age of employees participating in enterprise social security, including pension, medical care, work injury, unemployment and maternity insurance, is 16 years old. As long as labor relations are established with enterprises, enterprises are obliged to pay social security for them.

legal ground

People's Republic of China (PRC) social insurance law

Sixteenth individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have accumulated contributions for fifteen years when they reach the statutory retirement age. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.