Can I pay medical insurance without social security?

There is no social security to pay medical insurance. The reason for this is the following：

1. Social security includes basic medical insurance. If the parties have not purchased other social security, they can only purchase medical insurance and endowment insurance. Individuals who are insured as flexible employees can only buy medical insurance and endowment insurance;

2. Individuals with employers must purchase all five social insurances.

Individuals can pay medical insurance in several ways (such as Beijing):

Employees with units:

That is, units and individuals pay the same fees. In this way, the part paid by the unit and the part paid by the individual shall be paid according to a certain proportion of the average monthly salary of the individual in the previous year.

Procedure:

1. Employees are required to provide a copy of ID card, 1 inch white photo, personal information registration form, and increase social security;

2. Employees who have paid social security in other units can fill in the social security increase form.

At present, the minimum payment base of social security in Beijing is 5360 yuan, and the different payment base chosen by each person is also the main reason for the different expenses.

Take Beijing's minimum payment base of 5,360 yuan in May 2022 as an example. The total social security fee to be paid is 1986 20 yuan, of which 565 80 yuan is paid by individuals.

Freelancers without units: Flexible employees refer to those who are employed in flexible forms such as part-time, temporary and flexible work.

Paying flexible employment social security generally requires local household registration, but it only includes two types of insurance, and the protection is relatively weak. According to the stipulated payment base (which varies from place to place), the payment is made in a certain proportion, and the local regulations are different. The general pension insurance is paid in the proportion of 18% to 28%, and the medical insurance is generally paid in the proportion of 6% to 10% of the local average wage level in the previous year.

In addition, it is necessary for me to go to the social security bureau, which may be more troublesome.

Legal basis: Article 5 of the Social Insurance Law of People's Republic of China (PRC).

The people's governments at or above the county level will incorporate social insurance into the national economic and social development plan.

The state raises social insurance funds through multiple channels. People's governments at or above the county level shall give necessary financial support to social insurance.

The state supports social insurance through preferential tax policies.

Article 6

The state exercises strict supervision over social insurance funds.

The State Council and the people's governments of provinces, autonomous regions and municipalities directly under the Central Government shall establish and improve the supervision and management system of social insurance funds to ensure the safe and effective operation of social insurance funds.

People's governments at or above the county level shall take measures to encourage and support all sectors of society to participate in the supervision of social insurance funds.