Calculation of individual paying five insurances and one gold

Legal analysis: endowment insurance = salary ×6% (individual contribution ratio)+salary ×25.5% (unit contribution ratio);

Medical insurance = salary × 1% (individual contribution ratio)+salary ×5.5% (unit contribution ratio);

Unemployment insurance = salary × 1% (individual contribution ratio)+salary × 1% (unit contribution ratio).

Housing accumulation fund = salary ×7% (individual contribution ratio)+salary ×7% (unit contribution ratio). (Note: Wages are the average monthly wages of employees in the previous year)

Legal basis: Regulations on the Implementation of Social Insurance Law

Article 5 If individuals who participate in the basic old-age insurance for employees are employed across provinces and meet the requirements for receiving the basic pension on a monthly basis, the specific measures for calculating and uniformly distributing the basic pension shall be implemented in accordance with the Notice of the General Office of the State Council on Forwarding Ministry of Human Resources and Social Security and the Ministry of Finance on the Interim Measures for the Transfer and Continuation of the Basic Old-age Insurance for Urban Enterprise Employees.

Article 7 The payment period for retirees to enjoy basic medical insurance benefits as stipulated in Article 27 of the Social Insurance Law shall be implemented in accordance with local regulations.

Article 9 If employees (including part-time employees) are employed by more than two employers at the same time, each employer shall pay work-related injury insurance premiums for employees respectively. If an employee is injured at work, the unit that works when the employee is injured shall bear the responsibility of work-related injury insurance according to law.

Thirteenth unemployed people who meet the conditions stipulated in Article 45 of the Social Insurance Law may apply for unemployment insurance and enjoy other unemployment insurance benefits. Among them, unintentional interruption of employment includes the following situations:

(1) The labor contract is terminated in accordance with the provisions of Item 1, Item 4 and Item 5 of Article 44 of the Labor Contract Law;

(2) The employer terminates the labor contract in accordance with Articles 39, 40 and 41 of the Labor Contract Law;

(3) The employer proposes to terminate the labor contract with the employee in accordance with Article 36 of the Labor Contract Law, and has reached an agreement with the employee to terminate the labor contract;

(four) the employer proposes to terminate the employment contract or is dismissed, removed or expelled by the employer;

(5) The employee terminates the labor contract in accordance with Article 38 of the Labor Contract Law;

(six) other circumstances stipulated by laws, regulations and rules.

"Regulations on the Administration of Housing Provident Fund" Article 19 The housing provident fund paid by individual employees shall be withheld and remitted from their wages by their units. The unit shall remit the housing provident fund paid by the unit and remitted for the employees to the housing provident fund account within 5 days from the date of monthly payment of employees' wages, and the entrusted bank shall include it in the employee housing provident fund account.