Workplace injuries are compensated by the Social Security Administration or the company

Depends on the circumstances. It depends on what kind of insurance the organization is paying. If it's the Social Security Administration's workers' compensation insurance, then it's the social security that pays; if it's a commercial insurance policy, then it's the insurance company that underwrites it; and if the unit doesn't have insurance for its employees, then it's the company that's responsible for it. If the employer does not insure the worker, then the costs will be borne by the employer alone. Workers' compensation base is calculated according to the average salary payable in the 12 months of actual normal working months before the injury, if there is a big difference between the technique of social security compensation and the actual salary, then the unit will have to bear the difference in compensation.

According to China's laws, if the employer for the workers to participate in the work injury insurance, then the declaration will be responsible for the treatment of work-related injuries, medical expenses, rehabilitation costs of work-related injuries, hospital food subsidies, to the coordinated area outside of the medical treatment of the transportation, room and board, life can not be taken care of by themselves, by the Labor Ability Appraisal Committee to confirm the living care costs, a one-time disability grant, funeral grants, one to four levels of disability benefits, the disability allowance for the disabled workers, and the cost of living. Disability allowance, one-time injury medical benefit, one-time death benefit, dependents' pension, installation and configuration of disability aids will be borne by the social security, wages and benefits during the period of suspended pay, living care expenses during the period of suspended pay, disability allowance and one-time disability employment benefit for disabled employees of grade 5 to 6 who retain their labor relationship but are difficult to arrange for work, will be paid by the employer.

It should be noted that the social security is only responsible for the compensation belonging to the payment items of the Work Injury Insurance Fund, if the employer does not participate in the insurance for the workers, then all the costs will be borne by the employer alone. Workers' compensation base is in accordance with the injury before the 12 months of actual normal work months payable average wage calculation, if the social security compensation technology and the actual wage there is a big difference, then the unit will have to bear the difference in compensation.

In summary, the employee has been injured at work, if the enterprise has been on time to help the employee to pay the workers' compensation insurance, in general, in addition to employment benefits and wages during the period of suspended pay, are paid from the workers' compensation insurance fund, that is, the social security bureau compensation. However, if the enterprise does not help the employee to purchase work injury insurance, then all the compensation during the treatment of work injury should be compensated by the enterprise. If the enterprise pays the workers' compensation insurance premiums in a timely manner, the compensation costs incurred after paying the premiums should be compensated by the enterprise and the social security bureau.

Legal basis:

Article 62 of the Regulations on Work-Related Injury Insurance

If an employer is required to participate in the work-related injury insurance in accordance with the provisions of the Regulations, but fails to do so, it shall be ordered by the administrative department of social insurance to participate in the work-related injury insurance by a specified period of time, to make up for the work-related injury insurance premiums that it should have paid and to charge a fine of five ten-thousandths of the total amount of the premiums from the date of non-payment on a daily basis. A fine of not less than one and not more than three times the unpaid amount shall be imposed. If an employee of an employing unit who should have participated in work-related injury insurance in accordance with the provisions of these Regulations, but has not done so, is injured at work, the employing unit shall pay the expenses in accordance with the items and standards of work-related injury insurance treatment stipulated in these Regulations. After the employer participates in the work injury insurance and pays back the work injury insurance premiums and late payment fees that should be paid, the work injury insurance fund and the employer shall pay the newly incurred expenses in accordance with the provisions of these regulations.