Does it make any difference which bank to apply for a social security card?

The difference between choosing a bank for social security card.

1, social security card is bound to bank card. There is no difference between banks, but you can bind which bank you like.

2. Social security cards with financial applications can be used as bank cards, with financial debit functions such as cash deposit and withdrawal, transfer and consumption, and financial accounts are free of annual fees and small account management fees. "UnionPay all over the country can use the new social security card. Citizens can choose a bank to bundle with the new social security card. "

3. After the social security card is bound to the bank card, you can go to the bank to withdraw money. The bank social security card includes two accounts: one is a social security account and the other is a bank account.

Activation of social security account: I need to bring my bank social security card, my old social security card (if not) and my ID card to the social security counter of the bank to fill in a form and set a password to activate the social security account, but the account cannot be used for withdrawal;

Bank account: I need to bring my bank social security card and my ID card to the bank counter to fill in the form, and set a password to activate the bank card account, which has the same function as ordinary bank cards and can be used for withdrawal and transfer.

It is suggested that the passwords of two accounts should be set separately, preferably not the same, to ensure the safe use of each account.

The difference between choosing a bank for social security card.

4. The new social security card is an IC card, the chip is safer than the current bank card magnetic stripe, and there is a password. Whether at home or abroad, it is the future development direction to convert bank magnetic stripe cards into ic chip cards. As for whether the bank ATM can use IC cards, he said that the bank counter is definitely no problem, and UnionPay ATMs in Guangdong Province also support IC cards. And there is an invisible magnetic stripe in the new social security card. If there are bank outlets that do not support IC chips, you can also use invisible magnetic strips. Therefore, the public need not worry about its safety and scope of use.

5. As for whether the new social security card will conflict with the existing bank card, the person in charge said that the financial function of the new social security card is mainly reflected in its public welfare and convenience functions. For example, the social security card has a financial function, and it is much more convenient to transfer money directly to the social security card. "We will provide the public with as many concessions as possible within the scope permitted by the bank".

In fact, there is no difference between social security cards and banks. We can bind to any bank we want, and it depends more on our preferences and convenience.

legal ground

Article 6 of the Measures for the Administration of Social Security Cards stipulates that social security cards that are no longer used due to damage, loss or invalidation shall be included in the invalidation list. Invalid list should be managed at different levels. The human resources and social security departments in Ministry of Human Resources and Social Security and provinces and cities respectively manage the invalid lists of social security cards in the whole country, the whole province and the whole city, and provide inquiry services. According to the provisions of Article 74 of the Social Insurance Law, social insurance agencies shall set up files for employers in time, record social insurance data such as people participating in social insurance and payment completely and accurately, and properly keep the original vouchers for registration and declaration and accounting vouchers for payment and settlement. The social insurance agency shall timely, completely and accurately record the individual's personal rights and interests such as social insurance payment, employer's payment and social insurance benefits, and regularly send the personal rights and interests records to me free of charge.