How many grades are there in social security?

Hello: The monthly social insurance payment standard of the insured is divided into four grades: the lowest grade (40%), the first grade (60%), the second grade (80%) and the third grade (100%).

Refers to the payment base of the average wage of social workers in the previous year. For example, the average salary of social workers last year was 3000 yuan. If you choose 80%, you will have to pay 8% if you are an enterprise employee, which means 192 yuan. The higher the level, the more you get, which means the more you pay, the more you get. Of course, the amount of money you get is also related to the number of years you pay social security. Social insurance includes five different parts about personal protection, among which work injury insurance and maternity insurance do not need to be paid by individuals, and the insurance benefits of these two parts need to be paid by their work units. The work-related injury insurance that the unit needs to pay for the employees is 0.6% of the employees' personal salary, and the maternity insurance that needs to be paid is 0.9% of the employees' personal salary. In addition, pension insurance, medical insurance and unemployment insurance costs need to be paid by individuals and work units. The pension, medical insurance and unemployment insurance expenses that enterprises need to pay for employees are 20%, 8% and 2% of employees' personal wages respectively, while the three insurance expenses that individuals need to pay for themselves are 8%, 2% and 1% of their personal wages respectively. The personal salary of employees mentioned here is calculated according to the pre-tax salary. In China, social insurance is an important part of the social security system, occupying a core position in the whole social security system. In addition, social insurance is a contributory social security. The funds are mainly paid by employers and workers themselves, and the government finances give subsidies and bear the ultimate responsibility. However, workers can only enjoy the corresponding social insurance benefits if they fulfill their statutory payment obligations and meet the statutory conditions. Social security is the most important part of China's social security system to ensure material and labor reproduction.

The legal basis is the Social Insurance Law of People's Republic of China (PRC).

Article 64 Social insurance funds include basic old-age insurance funds, basic medical insurance funds, industrial injury insurance funds, unemployment insurance funds and maternity insurance funds. In addition to the basic medical insurance fund and maternity insurance fund combined accounting, other social insurance funds are accounted for separately according to social insurance types. Social insurance funds implement a unified accounting system throughout the country.

The social insurance fund is earmarked for special purposes, and no organization or individual may occupy or misappropriate it.

The basic old-age insurance fund will gradually implement national overall planning, and other social insurance funds will gradually implement provincial overall planning. The specific time and steps shall be stipulated by the State Council.

Article 66 The social insurance fund shall establish its budget according to the overall level. In addition to the basic medical insurance fund and maternity insurance fund budget combined, other social insurance fund budgets are compiled separately according to social insurance projects.

Article 67 The preparation and examination and approval of the draft budget and final accounts of the social insurance fund shall be carried out in accordance with the law and the provisions of the State Council.

Article 68 Social insurance funds shall be deposited in special financial accounts, and specific management measures shall be formulated by the State Council.