Do social security pay five insurances and one gold?

Insurance Bian Xiao helps you answer, and more questions can be answered online.

Hello! "Five insurances" refers to five kinds of insurance, including endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance; "One gold" refers to the housing accumulation fund. Among them, endowment insurance, medical insurance and unemployment insurance are premiums paid by enterprises and individuals, while industrial injury insurance and maternity insurance are entirely borne by enterprises. Individuals do not need to pay fees. It should be noted that "five insurances" are legal and must be paid, while "one gold" is illegal and must be paid. Therefore, not all social security is to pay five insurances and one gold.

Payment ratio of five insurances and one gold

The payment amount of five insurances and one gold varies from region to region, and the base is the total wages. Some enterprises pay basic wages and some related subsidies, but some enterprises only pay basic wages, which is against the law. The specific proportion should be consulted with the local labor department, and the payment ratio varies from place to place. ?

Pension insurance payment ratio: At present, the pension insurance payment ratio: 20% for the unit (all included in the overall fund) and 8% for the individual (all included in the personal account).

Medical insurance payment proportion: medical insurance payment proportion: unit 9%, individual 2%+3 yuan.

Unemployment insurance contribution ratio: unemployment insurance contribution ratio: unit 2%, individual1%;

Work-related injury insurance payment ratio: the unit pays 0.5% for you every month, and you don't have to pay a penny yourself; Work-related injury insurance determines its work-related injury rate according to the industry scope divided by the unit, which is between 0.5% and 2%; Maternity insurance payment ratio: the unit pays you 1% every month, and you don't have to pay a penny yourself;

Housing provident fund deposit ratio: according to the actual situation of enterprises, choose the housing provident fund deposit ratio. But in principle, the maximum shall not exceed 10% of the average wage of employees. Starting from the second half of 20 10, the city has uniformly stipulated that all employers should pay housing provident fund at 12% of their salary. Units and individuals are 65438+ 02% of salary.