How much is the social security card paid back every month now?

Buying social security is already one of the necessary conditions for our work. We know that after buying social security, we can receive the corresponding retirement salary and various social benefits when we retire in old age, so people are also happy to buy social security. Buying social security is not our own burden, but with the unit. The money refunded by the social security card is the personal payment part of your medical insurance, and the total amount of the unit payment part is transferred to the personal account of medical insurance according to state regulations. Taking Beijing as an example, the provisions for transferring medical insurance premiums paid by employers to personal accounts are as follows: (1) Employees under the age of 35 are transferred to personal accounts according to 0.8% of their monthly salary base; (2) Employees over the age of 35 and under the age of 45 shall be transferred to personal accounts at 1% of their monthly salary base; (three) employees over the age of 45, according to my monthly salary base of 2% included in the personal account; (four) retirees under the age of 70, according to 4.3% of the average monthly salary of employees in this city in the previous year, into personal accounts; (5) Retirees over the age of 70 shall be transferred into personal accounts according to 4.8% of the average monthly salary of employees in this Municipality in the previous year. Therefore, how much money you pay in the social security card every month is related to your personal medical insurance payment amount, medical insurance payment base and personal age, and it is not directly related to the total amount of social security you pay every month, nor will it be calculated by the total amount of social security you pay every month. Please calculate according to the above tips and salary base. How much does the social security individual pay each month? The amount of individual social security contributions is determined by the social security contribution base and the social security contribution ratio. Social insurance base, referred to as social insurance base, refers to the social insurance payment base of employees in a social security year. It is determined according to the average monthly salary and salary tax amount of the previous year declared by employees from June 1 day to February 1 day. The social insurance payment base is an important basis for calculating the social insurance premiums and social insurance benefits paid by employers and their employees. There are upper and lower limits, depending on the actual situation in each region. Social insurance rate is the rate at which social insurance units calculate and collect insurance premiums in a certain period of time. Usually expressed as a percentage (%) or one thousandth (‰). Generally speaking, endowment insurance: the unit contribution rate is 20%, and the individual contribution rate of employees is 8%. Medical insurance: the unit contribution rate is 8%, and the employee individual contribution rate is 2%. Unemployment insurance: the unit contribution rate is 2%, and the individual contribution rate of employees is 1%, of which farmers' contract workers do not pay. Work-related injury insurance: according to the degree of industry risk, the unit benchmark rate is determined, and the benchmark rate is controlled between 0.5% and 2%, and it is adjusted regularly according to the relevant situation, and individual employees do not pay. Maternity insurance: the unit contribution rate is 0.8%, and individual employees do not pay. The amount paid by the individual and the expenses paid by the company are well-founded, and the corresponding payment amount is calculated according to the corresponding payment formula. Calculation formula of individual social security monthly payment: social security monthly payment base * social security payment ratio; Calculation formula of company social security contribution base * social security contribution ratio. Of course, according to the provisions of the social security base and proportion of each city, you can consult the local social security bureau for details! The payment base of personal social security is generally based on my salary income in the previous year. If the wage income of employees is higher than 300% of the local average wage of employees in the previous year, 300% of the local average wage of employees in the previous year will be the payment base. If the wage income of employees is lower than 60% of the local average wage of employees in the previous year, the payment base shall be 60% of the local average wage of employees in the previous year. If the employee's salary is between 300% and 60%, declare it according to the facts. When it is impossible to determine the wage income of employees, the payment base shall be determined according to the local average wage of employees in the previous year published by the local labor administrative department. Endowment insurance: the unit pays 20% every month, and you pay 8% yourself. Medical insurance: the unit pays 9% every month, and you pay 2% yourself. Unemployment insurance: the unit pays 2% every month, and you pay it yourself 1%. Work-related injury insurance: the unit pays 0.4% per month. Maternity insurance: the unit pays 0.7% per month. How do freelancers pay individual endowment insurance? Freelancers are mental workers or service providers, people who are not affiliated with any organization, and people who engage in a certain occupation without making long-term commitments to any employer. How should they pay endowment insurance? In fact, it is very simple for freelancers to pay social security. They just need to bring their ID cards, household registration books, social security designated photos and receipts to the Social Security Bureau to go through the relevant formalities. Of course, you'd better call the local social security bureau (12333) to confirm the required information and business address before going. The specific participation situation is as follows: 1. The urban registered permanent residence insured person applies for self-employment and pays social security insurance (pension and medical care) at the place where the registered permanent residence is located; 2 household registration in the new rural insurance pilot area, you can participate in the new rural insurance; 3. If you are registered in a different place, you can only choose the place where your household registration is located or choose social security payment. We know that we have to pay social security fees every month. We pay part of it ourselves and the company pays part for us, so we bear a smaller part of the cost. We know that after paying social security, we will refund the money to the medical insurance card.

Legal objectivity:

People's Republic of China (PRC) social insurance law

Article 16

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis;

Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.