Is it legally effective to give up social security?

Giving up social security has no legal effect for the following reasons:

1. A labor contract that violates the mandatory provisions of laws and administrative regulations is invalid. Voluntary abandonment of social insurance commitments or agreements violates the mandatory provisions of the law. Therefore, legally speaking, it is invalid to voluntarily give up the social insurance commitment letter or agreement;

2. The employing unit shall provide compulsory old-age insurance, medical insurance, industrial injury insurance, maternity insurance and unemployment insurance for workers.

The social security payment ratio is as follows:

1, all kinds of enterprises pay 20% of the total wages of employees, employees pay 8% of the individual contribution base, and the part that employees should pay is withheld and remitted by enterprises;

2. Individual workers, including individual industrial and commercial households and freelancers, pay the base 18%, all of which shall be borne by themselves;

3. The proportion of medical insurance payment: 2% of the salary base paid by individuals and 8% of the salary base paid by units for basic medical insurance;

4. Unemployment insurance contribution ratio: individual contribution 65438+ 0% of contribution wage base and 2% of unit contribution wage base;

5. Payment ratio of maternity insurance: The employer pays the maternity insurance premium on a monthly basis, and pays the maternity insurance premium at the ratio of 0.5% to 1%. Individual workers do not pay maternity insurance premiums;

6. Payment ratio of work-related injury insurance: 1% 0% for the unit and 0.2% for the individual. However, work-related injury insurance determines its work-related injury rate according to the industry scope divided by the unit, ranging from 0.5% to 2%.

Legal basis: Article 2 of People's Republic of China (PRC) Social Insurance Law.

The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.

essay

The social insurance system adheres to the principles of wide coverage, basic protection, multi-level and sustainability, and the level of social insurance should be compatible with the level of economic and social development.