Which grade does teacher social security belong to?

Second grade payment of teachers' social security.

Social security has four grades, the lowest grade is 40%, the first grade is 60%, the second grade is 80%, and the third grade is 100%. The higher the level, the more fees will be paid, and the specific level of payment is related to personal occupation and income. Generally, private enterprises pay the lowest grade or the first grade, while state-owned enterprises pay the second or third grade. The higher the grade, the more pension you can receive after retirement.

Deduction ratio of teachers' five insurances and one gold According to Chinese laws, workers, whether public institutions or private enterprises, must pay "five insurances and one gold" in full. Teachers enjoy five insurances and one gold, among which "five insurances" refer to old-age insurance, maternity insurance, unemployment insurance, industrial injury insurance and medical insurance; "One gold" refers to the housing accumulation fund. Among them, individuals participate in paying insurance, such as pension, medical care, unemployment insurance and other social security projects, as well as provident fund. In terms of "five risks", the sharing ratio between units and individuals is generally: pension insurance units bear 20%, and individuals bear 8%; 6% for medical insurance units and 2% for individuals; Unemployment insurance unit 2%, individual1%; 1% maternity insurance shall be borne by the unit; 0.8% of work-related injury insurance is also borne by the unit, and individual employees do not bear maternity and work-related injury insurance. As far as "one gold" is concerned, the proportion of units and individuals is generally between 6%- 12%, and the proportion of units and individuals paying provident fund is the same. The employing unit shall declare itself and pay social insurance premiums in full and on time, and shall not postpone or reduce the payment except for legal reasons such as force majeure. The social insurance premiums that employees should pay shall be withheld and remitted by the employer, and the employer shall inform me of the details of paying social insurance premiums on a monthly basis. Individual industrial and commercial households without employees, part-time employees who have not participated in social insurance in the employing units and other flexible employees can pay social insurance premiums directly to the social insurance premium collection agencies.

Problems needing attention in the payment of five insurances and one gold

1. Due to the different levels of regional economic development, how much social security you need to pay each month is determined according to your insurance payment base. There are generally many grades of payment bases in various places, with a lower limit and a highest limit, and then the base is selected according to the actual situation. Similarly, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance are all withheld and remitted according to the selected payment base and then according to the proportion of different types of insurance.

Generally speaking, there is a difference between public teachers and private teachers. Teachers in private schools are essentially different from those in public schools in "identity": teachers in private schools are "enterprises", and various welfare benefits depend on the school's own operating conditions, and there is no practical guarantee; Teachers in public schools are "career establishment", with guaranteed wages and benefits, and they also enjoy certain policy inclinations in terms of professional title evaluation, living allowance, medical insurance, retirement and pension.

To sum up, many private schools pay a low proportion of five insurances and one gold. From this point of view, in the deduction ratio of teachers' five insurances and one gold, we must first distinguish between public teachers and private teachers. Generally speaking, the deduction ratio of five insurances and one gold for private teachers is lower than that for public teachers. Secondly, because of different regions, there may be some subtle differences in the deduction ratio, which should be calculated according to the local withholding ratio.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 57

The employing unit shall, within 30 days from the date of its establishment, apply to the local social insurance agency for social insurance registration with its business license, registration certificate or unit seal. The social insurance agency shall, within fifteen days from the date of receiving the application, examine and issue the social insurance registration certificate. Where the social insurance registration items of the employing unit are changed or the employing unit is terminated according to law, it shall, within 30 days from the date of change or termination, go to the social insurance agency to handle the change or cancellation of social insurance registration.