Is the physical examination self-funded or medical insurance card?

It depends on the specific medical insurance policy and the regulations of the employer.

First, the medical insurance policy on the provisions of the physical examination.

According to China's medical insurance policy, on-the-job physical examination is usually regarded as an individual self-funded project and is not included in the scope of medical insurance. This is because the purpose of on-the-job physical examination is to ensure that employers can understand the physical condition of employees, prevent occupational diseases and ensure labor safety, not to treat or recover diseases. Therefore, in most cases, the cost of the entrance examination needs to be borne by individuals.

But in some places or under special circumstances, the medical insurance policy may be different. For example, some areas may include some entry medical examination items in the scope of medical insurance, or provide medical insurance payment support for specific groups (such as fresh graduates and special occupational groups). Therefore, it is recommended that individuals know the local medical insurance policy before joining the job to determine whether they can use the medical insurance card to pay for the medical examination.

Second, the employer's regulations on the physical examination of the post

In addition to the medical insurance policy, the employer's regulations on physical examination will also have an impact on the payment method. Some employers may provide employees with the benefits of on-the-job physical examination, including bearing all or part of the medical examination expenses. In this case, employees do not need to pay at their own expense, nor do they need to pay with medical insurance cards.

However, not all employers will bear the cost of the physical examination. Some employers may require employees to bear the medical examination expenses themselves and provide corresponding reimbursement or subsidies after joining the company. Therefore, it is suggested that individuals communicate with the employer before entering the job to understand its specific provisions on the medical examination fees for entry.

To sum up:

Whether the medical examination fee is paid by oneself or by medical insurance card depends mainly on the local medical insurance policy and the regulations of the employer. In most cases, the entrance examination is regarded as an individual self-funded project and is not included in the scope of medical insurance. However, in some areas or under special circumstances, there may be different regulations. Therefore, before joining the job, it is recommended that individuals understand the local medical insurance policy and the regulations of the employer to determine the best payment method.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 26 provides that:

The basic medical insurance for employees, the new rural cooperative medical system and the basic medical insurance for urban residents shall be implemented in accordance with state regulations.

People's Republic of China (PRC) (China) Labor Contract Law

Article 8 provides that:

When employing workers, the employing unit shall truthfully inform the workers of their work contents, working conditions, workplace, occupational hazards, safe production conditions, labor remuneration and other information that the workers require to know; The employer has the right to know the basic information directly related to the labor contract, and the employee shall truthfully explain it.