The lowest grade of social security in Guangzhou

The minimum payment base of social security level in Guangzhou is 2 100 yuan. Everyone chooses a different payment base, which is also the main reason for the different expenses.

Social insurance in Guangzhou is divided into five grades, namely, grade one, grade two, grade three, grade four and grade five. The first gear is the lowest gear and the fifth gear is the highest gear. The insurance fees and benefits corresponding to each grade are different.

Take pension insurance as an example, the first pension insurance rate is relatively low, and the corresponding pension benefits are also relatively low; The pension insurance rate of the fifth gear is higher, and the corresponding pension benefits are relatively high. Medical insurance, unemployment insurance, industrial injury insurance, maternity insurance and other social security projects also have corresponding grades and rates.

The minimum level of social security in Guangzhou refers to the minimum insurance level that Guangzhou residents can choose when participating in social insurance. According to Guangzhou's social insurance system, residents can choose different social security grades according to their own needs and economic conditions to meet their basic insurance needs.

Social insurance is a social and economic system that provides income or compensation for people who have lost their ability to work, are temporarily unemployed or suffer losses due to health reasons, and occupies a core position in the whole social security system. Its main items include endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance.

The main functions of social security are:

1. Provide old-age security: social security can pay old-age insurance for itself. General units and employees pay the same fee. The more they pay, the more they get when they reach retirement age.

2. Provide medical insurance: Social security can reimburse certain medical expenses when employees are sick, and after paying a certain number of years, they can enjoy medical insurance benefits for life.

3. Providing maternity protection: Social security can reimburse a series of medical expenses incurred by women during childbirth, and can also receive a certain maternity allowance during maternity leave.

4. Providing unemployment protection: Social security can provide compensation for the unemployed to meet their basic needs during unemployment.

5. Providing industrial injury protection: Social security can provide certain insurance compensation for employees who have industrial injuries.

To sum up, social insurance is a contributory social security. The funds are mainly paid by employers and workers themselves, and the government finances give subsidies and bear the ultimate responsibility. However, workers can only enjoy the corresponding social insurance benefits if they fulfill their statutory payment obligations and meet the statutory conditions.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 87

Social insurance agencies, medical institutions, pharmaceutical trading units and other social insurance service institutions defraud social insurance fund expenditures by fraud, forgery of certification materials or other means, and the social insurance administrative department shall order them to return the defrauded social insurance money and impose a fine of more than 2 times and less than 5 times the amount defrauded; If it belongs to a social insurance service institution, the service agreement shall be terminated; If the directly responsible person in charge and other directly responsible personnel are qualified, their qualifications shall be revoked according to law.