What's the difference between comprehensive medical insurance and employee medical insurance?

The full name of medical insurance is basic medical insurance, which is a social insurance system and the welfare insurance of the national government. The government's compulsory contributions and subsidies are used to basically solve medical problems. Commercial medical insurance is an insurance contract signed by an individual and an insurance company voluntarily, and the insurance premium is paid on time. When a possible disease occurs, the insurance company will bear the relevant responsibilities of paying insurance benefits according to the insurance contract.

Legal objectivity:

Article 23 of the Social Insurance Law of People's Republic of China (PRC), employees shall participate in the basic medical insurance for employees, and the employer and employees shall jointly pay the basic medical insurance premium according to the provisions of the state. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations. "People's Republic of China (PRC) Social Insurance Law" Article 24 The state establishes and improves the new rural cooperative medical system. Measures for the administration of the new rural cooperative medical system shall be formulated by the State Council.