Shanghai cut off social security and provident fund.

Will affect the loan, social security and provident fund can be broken off.

Social security payment method:

If it is insured in the name of an individual, if it is missed, it can only be paid back, and five risks can be paid.

If the unit does not declare (does not open an account), it can only pay the pension;

After paying for a period of time, you can find an agent to pay the interruption fee.

If the payer (excluding individuals and freelancers) fails to pay the employee's old-age insurance premium, he shall bring the following materials to the social security agency to handle the case payment of the basic old-age insurance premium:

Employee files and endowment insurance manual;

Application form for payment of basic old-age insurance premium;

Labor contract, salary payment schedule, etc. ;

Other relevant materials.

The amount of housing provident fund paid by the unit can be determined in different ways according to the actual situation:

Units that have never paid housing provident fund shall, in principle, pay back the housing provident fund owed to employees from the month when the Regulations (Order No.262 of the State Council) are issued (1April 1999);

If the unit does not provide employees' wages or employees have objections to the wages provided, the management center can calculate the wages according to the wages approved by the local labor department and the judicial department or the average wages of employees in the previous year published by the municipal statistics department;

The deposit ratio of employees and unit housing provident fund shall not be less than 5% of the average monthly salary of employees in the previous year;

Conditional cities can appropriately increase the deposit ratio. The specific deposit ratio shall be drawn up by the Housing Provident Fund Management Committee and submitted to the people's governments of provinces, autonomous regions and municipalities directly under the Central Government for approval after being audited by the people's governments at the corresponding levels;

The monthly deposit base of urban individual industrial and commercial households and freelancers' housing provident fund is calculated in principle according to the average monthly tax revenue of the depositor in the previous year.

Penalties for failure to handle and overdue payment of housing provident fund by units:

If the unit does not handle the registration of housing provident fund deposit for its employees or the establishment of housing provident fund accounts, the housing provident fund management center shall order it to be handled within a time limit;

Failing to handle it within the time limit, a fine of 6.5438+0 million yuan and 50,000 yuan shall be imposed;

If the unit fails to pay or underpays the housing provident fund within the time limit, the housing provident fund management center shall order it to pay within a time limit;

If the deposit is not made within the time limit, it may apply to the people's court for compulsory execution.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.