Can I activate my social security card without saving money?

Of course. After the social security card is activated, there is no need to save money. If employees have a unit to pay, you generally don't need to save money. If an individual pays social security and needs to save money in advance, the paying bank will automatically deduct the social insurance premium payable from the payment card of flexible employees. During this period, the flexible employment insured shall ensure that there is enough money in the payment card for deduction.

At present, the latest social security cards include social security accounts and financial accounts. Financial account, that is, social security card, has the function of bank card and can deposit and withdraw money. Cardholders need to activate these two accounts after getting the social security card, otherwise they cannot use it. Retirees' pensions, employment subsidies, unemployment benefits and other benefits are collected through social security card financial accounts. By activating financial accounts, they can get these benefits.

Legal basis:

Measures of the People's Republic of China on the Administration of Social Security Cards

Twentieth social security cards adopt key security technology and implement a unified national key management system.

Article 21 Ministry of Human Resources and Social Security is responsible for generating and managing the control keys of national read-through documents and other keys that need to be used nationwide, and distributing them to human resources and social security departments at provincial and municipal levels step by step according to unified rules to form sub-keys. Provincial and municipal human resources and social security departments are responsible for generating and managing local special keys and keys for reading and writing self-expanding files locally; Responsible for managing the subkeys assigned to them by Ministry of Human Resources and Social Security.

Twenty-second encryption machines used for key management and security application of social security cards must have the commercial password product type certificate issued by the national password management department, and meet the requirements of relevant specifications in Ministry of Human Resources and Social Security.

Twenty-third social security card master key card, key mother card, transmission key card and security access control module (PSAM card) for storing keys are uniformly distributed by Ministry of Human Resources and Social Security.