Can you buy a house in Xi'an by paying social security in Beijing?

No, the social security of different cities can not buy houses in different places, if you want to buy a house in Xi'an need to pay Xi'an social security, Xi'an's current housing policy as long as the requirement to pay social security, regardless of whether it is 5 years or 12 months, must be in Xi'an to pay the continuous social security. The first thing you need to do is to get a good deal of money to buy a house in Xi'an, and then you can buy a house in Xi'an.

What is the process of buying a house with a loan?

1, understand the credit situation.

First of all, if you want to buy a house with a loan, you have to check your own personal credit to see if you are eligible for a loan, so you don't have to buy a house that you don't want to buy before you realize that your credit is unqualified, and that you are in a more passive position.

2, understand the bank.

Before applying for a loan home buyers can first go to the bank to consult, ask the conditions of the loan application, interest rates, approval time, disbursement time, etc. are how much, and then compared, selected a cost-effective bank.

3, prepare the information required for the loan.

Identity cards, such as married people have to be the identity cards of both husband and wife, of course, if the joint, then we need more people's identity cards;

Household registers, pay attention to some banks, if you are not the head of the household, then the head of the information page and the registration card have to be photocopied;

Marriage certificates, that is to say, marriage certificates, divorce certificates, etc.;

Work certificates, certain Banks have a specific format, or to have certain elements, this to ask the bank;

Income proof, the general bank will require monthly income for the monthly payment of more than twice;

Checking the file certificate, this checking the file certificate is to go to the housing department to check whether you have a record of ownership, that is, to check whether you have a house under the name of the house, which will have to go to the housing department to handle;

Banks need other information. The other information required by the bank.

4, sign the loan contract.

Conformity with the loan conditions, home buyers go to their own good house sales office to sign a contract of sale, delivery of the down payment, ready to apply for a loan of the materials required. The next step is to sign a loan contract with the bank, pay all kinds of fees, for mortgage and insurance. This step is more time-consuming, the bank to review, the specific how long it takes, each place and bank are different.

After that, the buyer needs to wait for the notification to the bank for a face-to-face interview and wait for the bank to summarize and verify the materials, after the bank has verified, it will notify the buyer to take the materials and go to the Housing Authority to do the mortgage. (After the bank accepts your application, if the information is not complete or insufficient will require you to provide additional)

5, waiting for the bank to release the money.

Some banks require customers to go to the bank again to apply for the release of funds. After the release of funds, remember to ask the bank for a copy of the loan contract and debit notes belonging to you. There are also copies of two copies of the real estate license, remember to ask the bank to stamp the official seal, because some institutions and departments need to do business.