Can you buy a house with social security retroactive payments

Social security payment can not buy a house. The city's policy on social security payment is to require the buyer to pay a certain number of consecutive years of social security on schedule. In general, if you owe social security for some reason, only a few months to make up the payment of the case, depending on the specific provisions of the city. In some cities, making up social security payments within 3 months can be counted as continuous payment.

Beginners buy real estate process details

Process 1: look at the building

First, buyers should go to the site to see the property, focusing on the property has no pre-sale qualifications. In the process of checking whether the property has pre-sale qualifications, the focus is to check the pre-sale certificate of commercial properties, such as whether the property is open for internal subscription without a pre-sale certificate, whether the pre-sale certificate is hung in a conspicuous place in the sales department, and whether the pre-sale certificate has expired. In terms of housing quality, it is recommended to visit the site to see if there are any wall cracks, water leakage, water seepage, jerry-building, pipeline leakage and other problems.

Secondly, buyers should check the qualifications of the developer online and check whether the housing they are shopping for has been mortgaged or seized. If the housing you are shopping for is sold by a real estate agency, you should find out if the company has real estate agency qualifications.

Process 2: Buying property

First, home buyers should be careful to sign a subscription. The subscription letter is a reservation contract for the purchase and sale of commercial properties, which is an independent contract. Signing a subscription will often lead to a series of disputes, as evidenced by the fact that the buyer will have to recover the deposit, while the developer will not necessarily return it. Therefore, in order to avoid too much trouble, home buyers can ask the developer to see a sample of the formal contract when they decide to buy a house, and then sign the subscription letter if they find the formal contract acceptable, so as to avoid being trapped.

Secondly, homebuyers should look at the subscription letter to see if it guarantees fairness. The contents of the subscription letter generally include: the basic situation of the two parties; the basic situation of the house (including the location of the house, area and other basic information); price calculation; the time limit for signing the contract provisions. People should look at the content of which there is no violation of the principle of equality and fairness.

Finally, the house payment must be paid to the monitoring account. Purchasers should pay the house payment to the bank monitoring account specified in the Commodity Property Pre-sale License, not directly to the developer or intermediary. The payment for the house can be made in a lump sum or in installments, and the details of how to install the payment can be agreed by both parties. For example, the purchaser can keep 15% of the house payment, of which 10% can be paid before the seller's delivery, and 5% can be paid when the pre-seller delivers the real estate title certificate of the commercial property.

Process 3: Formal signing

The text of the standard-format purchase contract is not incapable of being added to, deleted from or changed. Consumers have the right to carefully consider the details of the terms of the contract when signing the purchase contract, which is unsatisfactory to the request for changes. At the same time, home buyers should also pay attention to the blanks in the form of contract to be filled in, to know how to fill in the details of many of the protection of their rights and interests, and to provide for the failure to meet the conditions of the consequences should be borne.