Five insurances and one gold in Dongguan

Five insurances and one gold in Dongguan

How many five insurances and one gold do enterprises have to pay in 2023?

1, legal subjectivity: three insurances and one gold, personal part deducted: pension 8% in 240 yuan, medical care 2% in 60 yuan, unemployment1%in 30 yuan, provident fund 7%2 10 yuan, which is 18% of the total salary, so it is 3000-240-60.

2. The payment standards of five insurances and one gold in Beijing in 2023 are as follows: As the laws and regulations stipulate that employees need to pay five insurances and one gold for social security, according to the laws and regulations of Beijing on the proportion of five insurances and one gold, social security units should bear 16% pension insurance, 9% medical insurance, 0.5% unemployment insurance, 0.2% work injury insurance and 0.8% maternity insurance.

3. The state stipulates that the housing accumulation fund shall not be less than 10% of the salary, and the units with good benefits may be higher, and the employees and units shall bear 50% respectively.

Five insurance and one gold policy in 2023

Simply put, it is normal retirement, but individuals pay social security until they pay 15 years, and then receive pensions. The new social security policy stipulates a new social security policy: the first one, one-time payment. Is to directly pay the remaining years in one lump sum. This method is the most popular, but the threshold is also relatively high.

Five insurances and one gold are based on the average monthly salary of individuals in the previous year, and companies and individuals pay according to a certain proportion, so everyone's five insurances and one gold are different. In addition, it may be slightly different from place to place.

For example, pension insurance is overpaid; Medical insurance not all diseases can be insured. The following are the secrets of "five insurances and one gold": the minimum deposit ratio of housing units and employee provident funds in Changsha is 8%, and the maximum deposit ratio is 12%.

The "Enjoy Health" critical illness insurance plan covers cancer in situ and 30 kinds of critical illness protection. At present, the payment ratio of five insurances and one gold in Chengdu is: the proportion of units and individuals is 20% and 8% respectively; Medical insurance is 5% and 2%; Unemployment insurance is 2% and1%; Maternity insurance is 0.6% and 0.

In 2023, the payment standards of five insurances and one gold in Beijing are as follows: As laws and regulations stipulate that employees need to pay five insurances and one gold for social security, according to the laws and regulations of Beijing on the payment ratio of five insurances and one gold, social security units should bear 16% pension insurance, 9% medical insurance, 0.5% unemployment insurance, 0.2% industrial injury insurance and 0.8% maternity insurance.

New policy of five insurances and one gold in 2023

Employees' social security fees are paid on a monthly basis, and the five insurances are paid on a monthly basis according to the standard. Units and individuals bear different proportions. Social security units should bear 15% endowment insurance, 9% medical insurance, 0.5% unemployment insurance, 0.2% industrial injury insurance and 5% residual insurance.

The new medical insurance policy in 2023 is mainly reflected in the following three aspects: more outpatient reimbursement, higher annual reimbursement limit, higher proportion of general outpatient reimbursement and wider reimbursement scope.

Five insurances and one gold are based on the average monthly salary of individuals in the previous year, and companies and individuals pay according to a certain proportion, so everyone's five insurances and one gold are different. In addition, it may be slightly different from place to place.

For example, pension insurance is overpaid; Medical insurance not all diseases can be insured. The following are the secrets of "five insurances and one gold": the minimum deposit ratio of housing units and employee provident funds in Changsha is 8%, and the maximum deposit ratio is 12%.

The "Enjoy Health" critical illness insurance plan covers cancer in situ and 30 kinds of critical illness protection. At present, the payment ratio of five insurances and one gold in Chengdu is: the proportion of units and individuals is 20% and 8% respectively; Medical insurance is 5% and 2%; Unemployment insurance is 2% and1%; Maternity insurance is 0.6% and 0.

Legal subjectivity: If the monthly salary is 4,500 yuan, after deducting five insurances and one gold, there is about 3,825 yuan left. (Pension deduction is 8%, provident fund is generally 5%, and medical insurance is 2%). At present, the proportion of pension insurance payment is: unit 2 1% (all included in the overall fund) and individual 8% (all included in the personal account).

What is the latest policy of five insurances and one gold in 2023?

1.In 2023, the payment standards of five insurances and one gold in Beijing are as follows: As employees' social security must pay five insurances and one gold every month according to the law, social security units should bear 16% of old-age insurance, 9% of medical insurance, 0.5% of unemployment insurance, 0.2% of work-related injury insurance and 0.8% according to the law of Beijing.

2. The employer cannot refuse to pay the insurance premium for the employee on the grounds that the employee agrees not to pay the "five insurances and one gold". Looking for a job, in addition to asking about salary, you usually have to ask how to pay five insurances and one gold. Because you can't live without it. But five insurances and one gold actually have some secrets that you don't know.

3. The employer cannot refuse to pay the insurance premium for the employee on the grounds that the employee agrees not to pay the "five insurances and one gold".

4. Subjectivity of the law: If the monthly salary is 4,500 yuan, after deducting five insurances and one gold, there is about 3,825 yuan left. (Pension deduction is 8%, provident fund is generally 5%, and medical insurance is 2%). At present, the proportion of pension insurance payment is: unit 2 1% (all included in the overall fund) and individual 8% (all included in the personal account).

5. New medical insurance policy: Basic medical insurance includes basic medical insurance for employees and medical insurance for urban residents. The medical insurance fee for urban residents is: per person per year 1.200 yuan. The basic medical insurance for employees shall be paid jointly by employers and individuals.

6. Five insurances and one gold are based on the average monthly salary of an individual in the previous year. Companies and individuals pay according to a certain proportion, so everyone's five insurances and one gold are different. In addition, it may be slightly different from place to place.

How much is five insurances and one gold in Dongguan? What is the minimum standard?

1. The fees to be paid mainly depend on the selected payment base. According to the minimum payment base of Dongguan social security of 3,958 yuan, the social security fee is 1 1372 yuan, of which 3,569 yuan is paid by employees.

2. The minimum payment for five insurances and one gold is generally 240 yuan in the case of 3,000 yuan, which is the amount paid by individuals; The amount paid by the unit is generally 600 yuan.

3. Legal analysis: The minimum standards of five insurances and one gold stipulated by the state are as follows: Five insurances and one gold refer to several security benefits provided by employers, including pension insurance, medical insurance, unemployment insurance, work injury insurance, maternity insurance and housing accumulation fund. Proportion of endowment insurance contributions.

4. Individuals don't need to pay. It should be noted here that "five risks" are legal, but "one gold" is not.

5. Since the social security payment base will not only affect our social security benefits, but also our wages, people are paying more and more attention to the social security payment base now.