Is the basic endowment insurance for urban and rural residents social security?

The basic endowment insurance for urban and rural residents is a kind of social security. Details are as follows:

1. The main items of social insurance include endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance. Social insurance refers to a non-profit social security system with income redistribution function in order to prevent and force most members of society to participate;

2. The basic old-age insurance for urban and rural residents refers to the social insurance system established by the state to protect the basic livelihood of urban and rural residents by combining individual contributions, collective subsidies and government subsidies.

The differences between urban residents' endowment insurance and social security are as follows:

1. The endowment insurance fund for urban residents is mainly composed of individual contributions and government subsidies. At present, the payment standard is set at 100 yuan per year, 200 yuan, 300 yuan, 400 yuan, 500 yuan, 600 yuan, 700 yuan, 800 yuan, 900 yuan, 100 yuan and 10 grades. Local people's governments may add payment grades according to actual conditions. Insured people choose their own grades to pay, and pay more. The state adjusts the payment grade according to the economic development and the growth of per capita disposable income of urban residents;

2. Social security is social insurance, which refers to a social insurance or guarantee mechanism to help citizens face certain social risks such as unemployment, illness, accidents, aging and death. Or guarantee basic living resources such as education and medical care.

For employees, social security is usually called "five insurances", specifically: endowment insurance, medical insurance, unemployment insurance, work injury insurance and maternity insurance; "Five insurances": According to the wages of employees, the proportion of units and individuals is generally: 20% for pension insurance units and 8% for individuals; Medical insurance units bear 8% and individuals bear 2%; 2% for the unemployment insurance unit and1%for the individual; Maternity insurance shall be borne by the unit at 0.7%; Industrial injury insurance is also borne by the unit, and individual employees do not bear maternity and industrial injury insurance. Provinces and cities bear different proportions.

Legal basis: Article 2 of People's Republic of China (PRC) Social Insurance Law.

The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.

essay

The social insurance system adheres to the principles of wide coverage, basic protection, multi-level and sustainability, and the level of social insurance should be compatible with the level of economic and social development.

Article 4

Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights records, and require social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.

Article 5

The people's governments at or above the county level will incorporate social insurance into the national economic and social development plan.

The state raises social insurance funds through multiple channels. People's governments at or above the county level shall give necessary financial support to social insurance.

The state supports social insurance through preferential tax policies.