What is the minimum personal pension?

Old-age insurance allows everyone to receive a certain pension after retirement, which can provide some basic living security. However, everyone pays different grades and years of pensions, and the pensions they get are different. Do you know the minimum pension for one year? How to pay? Let me give you a brief introduction.

1. What is the minimum pension for one year?

If everyone pays their own pension insurance, the payment ratio is generally around 20%. The specific proportion depends on the average wage of the local society and the social security contribution base. The minimum base of social security contributions is generally 60% of the average salary of local employees in the previous year.

If the average salary of local expenses is 6,000 yuan, and the payment base is 3,600 yuan based on the minimum 60%, then the monthly fee you need to pay is 3,600× 20% = 720 yuan, and the annual fee is12× 720 = 8,640 yuan. You can calculate how much you need to pay each year according to this formula.

Second, how to pay the endowment insurance

If you work in a company, you don't have to worry about paying the endowment insurance, which is usually paid by the company. However, if you don't have a fixed job and want to pay endowment insurance, you can pay it as a flexible employee or find a payment company.

1. Pay as a flexible employee: you can choose to pay the basic old-age insurance for urban and rural residents. Payment can be made through Alipay, Social Security official website, App and other channels. At the same time, you can also take the information directly to the social security center to pay.

2. Remittance by remittance company: you only need to pay the premium when you find a remittance company, and other procedures will be handled by the remittance company, so don't worry.

3./kloc-How much is the endowment insurance every month after 0/5 years?

The monthly pension received after retirement consists of basic pension and personal account pension.

1, basic pension: the basic pension in each province is different, which is related to the average monthly salary of local employees in the previous year. The higher the average monthly salary, the more money you get.

2. Personal account pension: This mainly depends on the balance in the personal account. The longer the general old-age insurance is paid, the higher the payment base and the more personal account balance, so the more pensions you can receive after retirement.