Zhejiang has five insurances and one gold.

Legal analysis: The so-called "five insurances and one fund" refers to old-age insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance, as well as housing accumulation fund. Among them, endowment insurance, medical insurance and unemployment insurance are premiums paid by enterprises and individuals, and social insurance individuals pay part of their wages × the proportion of contributions that individuals should bear. Personal pension insurance bears 8% of salary, medical insurance 2%, and unemployment insurance 0.5% to 1%. Industrial injury insurance and maternity insurance are entirely borne by enterprises, and individuals do not need to pay fees. Therefore, for individuals, "five insurances and one gold" can only be paid for medical insurance and endowment insurance, and the rest cannot be paid by themselves. If you resign, you don't have to pay the insurance. You can continue to pay if you find a suitable job, and it's not cost-effective to pay it yourself.

Legal basis: Article 10 of the Social Insurance Law of People's Republic of China (PRC), employees shall participate in the basic old-age insurance, and the employer and employees shall jointly pay the basic old-age insurance premium. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium. The measures for the endowment insurance of civil servants and staff managed by reference to the Civil Service Law shall be formulated by the State Council.