Can the medical insurance money be used?

The money in the medical insurance card can't be taken out, so you can only go to the designated hospitals and pharmacies for medical treatment and medicine purchase. But in the following three cases, the money in the medical insurance card can be withdrawn and used:

1. Termination of the use of the medical insurance card: if the insured person dies, the relatives can go through the surrender formalities with the death certificate;

2. Transfer of the insured: handle the surrender formalities with the certificate issued by the public security department;

3. Transfer in different places: After local insurance, the balance of medical insurance account can be transferred to a new account.

What are the expenses that medical insurance can reimburse?

1, medical expenses during rescue;

2. Medical expenses during hospitalization

3. Handmade materials and auxiliary appliances;

4. Bed fee;

5. Rehabilitation physiotherapy fee;

6, dressing change and rehabilitation function guidance training;

7. Ambulance fee;

8. Ongoing medical expenses.

To sum up, under normal circumstances, the money in the social security card cannot and had better not be taken out, otherwise the social security card will be frozen or the function of the social security card will be restricted and punished. The money in the social security card is used to see a doctor and buy medicine, which is the basic purpose of the social security card. Remember not to trust swindlers, resulting in the situation of being cheated and losing money.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 23

Employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.

Article 29

The medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by social insurance agencies, medical institutions and pharmaceutical business units. The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.