What kind of bank card does the social security card belong to?

Social security card is not a kind of bank card, but a special account. According to the types of cardholders, social security cards can be divided into two categories, namely, social security (personal) cards issued to urban employees, unemployed people and retirees and social security (employer) cards issued to employers.

The card planning and standardization of China's Ministry of Labor and Social Security focuses on social security (personal) cards, and the actual distribution in various regions is also concentrated on personal cards, so the social security cards we refer to refer to social security (personal) cards.

Only one account can be handled for one type of account. A first-class account refers to an account that is opened through the traditional bank counter and meets all the strict requirements in real-name registration system. Simply put, it is a savings card or debit card in your hand. Its functions include deposit, purchase of wealth management products, withdrawal of cash, transfer, consumption and payment.

Class II households cannot access cash or transfer money to unbound accounts, and the daily payment limit of such accounts is 654.38+100000 yuan. For example, credit cards are like this.

Class III households are mainly used for quick payment, such as flash payment and confidential payment. They can only handle small consumption and payment, and cannot handle other businesses. The indoor balance does not exceed 65,438+0,000 yuan. Category II and III families do not have physical cards. For Class II and Class III households, the main purpose is to effectively control the risk of customers' funds.

legal ground

People's Republic of China (PRC) social insurance law

Article 1 This Law is formulated in accordance with the Constitution for the purpose of adjusting the social insurance relationship, safeguarding citizens' legitimate rights and interests in participating in social insurance and enjoying social insurance benefits, enabling citizens to share the fruits of development and promoting social harmony and stability.

Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity.