What percentage of the salary is paid by social security? What is the difference between paying more social security and paying less?

What percentage of the salary is paid by social security? What is the difference between paying more social security and paying less?

First, what percentage of salary is paid for social security?

Social security payment units and individuals need to bear different proportions of payment:

1, endowment insurance: 19% for the company and 8% for the individual;

2. Medical insurance: the unit pays 10%, and the individual bears 2%;

3. Unemployment insurance: 0.8% for the unit and 0.2% for the individual;

4. Work-related injuries and medical treatment: this is borne by the employer, and individuals do not need to bear the corresponding premium expenses.

The above payment ratio is for your reference only, after all, the payment base and payment ratio in different regions have different requirements; It is recommended that you consult the local social security center in the insured area to understand the specific payment requirements.

Second, what is the difference between paying more social security and paying less?

The difference between overpayment and underpayment of social security is mainly reflected in the enjoyment of relevant treatment:

In addition to the fixed proportion of medical insurance reimbursement, the payment of social security will be directly reflected in the enjoyment of relevant treatment. For example, medical insurance personal accounts; There are personal accounts and overall accounts for medical care. The more you pay, the more balance will be transferred to your personal account every month. Then the insured will naturally have more balance to use when buying medicine or seeing a doctor.

In addition, the old-age insurance also follows the principle of overpayment and long-term overpayment. The more you pay, the better the pension you can get after retirement.

The amount of social security contributions has a great relationship with the insured's own salary level. You can choose a suitable payment base according to your actual situation, and you must not cause yourself a greater economic burden in order to enjoy better treatment.