How to deal with social security and medical insurance after leaving the company?

Basically, the unit will buy social security for everyone after work, but what should I do if I leave? The following is some information about post-employment social security and medical insurance compiled by Zhishi Bian Xiao for your reference.

How to deal with the social insurance after leaving the job?

1. renew the insurance in the new unit after handling the transfer formalities (if the new unit is in a different place, it needs to be confirmed by the social security center in a different place or wait for the policy to allow the transfer).

2. After handling the transfer formalities, renew the insurance as an individual (go to the social security center with ID card and social security card).

3. Stop the insurance temporarily and renew it later. Note: Reimbursement of medical expenses will stop from the month when the insurance is stopped.

Due to the transfer, transfer and termination of insurance, the payment period and payment amount of individuals before and after several times are calculated cumulatively.

The specific handling methods of social security after leaving the company usually have three states for those who leave the company:

1, choose flexible employment after leaving the company; You can pay social security in the talent market, but you can only apply for pension and medical insurance;

2. Find a new job immediately after leaving (before leaving); The new unit shall go through the social security transfer procedures;

3. Take a break after leaving your job. You can participate in residents' pension and medical insurance.

People in the first state can pay social security in the talent market, but they can only apply for pension and medical insurance; For people in the second state, it is easy to say that the new unit can handle the social security transfer procedures, and what materials need to be prepared will be informed by the company HR or the relevant person in charge; People in the third state can refer to the practice of flexible employment, go to the talent market or find a social security payment institution to pay the relevant social security fees.

The specific treatment method is as follows

1, endowment insurance, personal account, ID number is the account number, there are three ways to deal with resignation:

First, stop payment, which leads to the interruption of payment period and the cessation of personal account accumulation, but as long as the time is not long, it will have little impact on the future;

Second, it is paid in full by the individual, that is, the part paid by the enterprise in the past is paid by itself, and the payment is not interrupted, but the personal burden is heavier and uneconomical;

Third, if you want to find a job in other places, you can go through the insurance transfer procedures and go to a new employment area.

Either way, if you find a new work unit, you can continue, and it will never be abolished before retirement.

2, medical insurance, there are also personal accounts, after resignation, the treatment is basically the same as pension insurance, the money in personal accounts can continue to be used locally, but can not be transferred for the time being. The state has introduced relevant transfer measures, which can be implemented with reference.

3. Work injury insurance, unemployment insurance and maternity insurance all have no personal accounts, and the insurance will be automatically lifted after resignation. But as long as you have paid unemployment insurance for one year, and unemployment is not caused by personal reasons, you can receive unemployment insurance money.

Social security for surrender after leaving the company is 1. Urban hukou cannot be surrendered.

2. agricultural registered permanent residence can surrender its insurance (with ID card, social security card and home visit certificate of the government of origin).

Farmers have land to live on, so they can surrender their insurance.

It is the general trend for farmers to become residents, and surrender is not advocated.

Although the cumulative payment period exceeds 10 or 15, people who reach the legal retirement age can enjoy pension benefits, but the longer the payment period, the more the payment amount, and the more the future pension, and vice versa.

The payment base of social security after employment is 60%-300% (40%-300% in some places) of the average monthly salary of employees in the province where the insured is located, and it is paid monthly.

Insurance coverage and payment ratio of the insured unit:

1. Endowment insurance premium: 20% paid by the unit and 8% paid by the individual.

2. Unemployment insurance premium: 2% paid by the unit and 1% paid by the individual.

3. Medical insurance premium: the unit pays 8% and the individual pays 2%.

4. Work-related injury insurance premium: paid by the unit, but not by the individual.

5. Maternity insurance premium: paid by the unit, but not by the individual.

Personal insurance coverage and payment ratio:

1. Old-age insurance premium: 20% paid by individuals.

2. Medical insurance premium: individuals pay 5%.

3. Maternity insurance premium: paid by individuals 1% (in some areas).

What should I do if I leave my job?