What is the impact of medical insurance for three months?

Stop medical insurance after three months of breaking off diplomatic relations, and you can resume it if you pay it in time. If it is more than 3 months, hospitalization reimbursement will take more than half a year.

First, medical insurance broke off for three months.

(a) the collection department of medical insurance institutions shall, according to the arrears of medical insurance, establish arrears data information, fill in the Notice of Payment of Social Insurance Fees, and notify the insured units to pay arrears.

(II) For the insured units that cannot pay off the arrears in full at one time due to financing difficulties, the collection department of the medical insurance institution shall sign a social insurance payment agreement with them. In the case of merger, division, bankruptcy, etc. For defaulting units, overdue agreements shall be signed in the following ways.

1. Where the defaulting units merge, a payment agreement shall be signed with the merging party.

2. If the defaulting units are separated, payment agreements shall be signed with branches.

3. Where the defaulting unit enters bankruptcy proceedings, it shall sign a settlement agreement with the liquidation group.

4. If the unit is sold or leased by auction, an overdue agreement shall be signed with the competent department.

(III) The insured unit pays back the social insurance premium according to the Notice of Payment of Social Insurance Premium or the payment agreement, and the collection department of the medical insurance institution accepts the payment and notifies the financial management department of the medical insurance institution to collect it.

(four) the arrears that the bankrupt unit cannot pay in full shall be accepted by the collection department of the medical insurance institution and handed over to the auditing and supervision department for handling.

(5) The collection department of the medical insurance institution adjusts the arrears information of the insured unit according to the arrears information of the employee medical insurance paid by the financial management department and the verification information of the audit and supervision department.

Because medical insurance is a kind of social security for everyone to see a doctor and buy medicine, it can still be paid after three months of medical insurance suspension, and it will not have much impact. Moreover, after the company or enterprise fills in the application for payment and signs the payment agreement, the unit can handle it according to the payment notice.

Second, what should I do if the medical insurance payment is interrupted?

Medical insurance can only be paid back. The way of self-renewal is generally to go to the social security bureau where the medical insurance is located to handle the self-payment procedures, and the specific operation method needs to consult the local social security bureau. Medical insurance is interrupted, and the payment of basic medical insurance premium is interrupted continuously for 3 months or accumulated for 6 months, and the basic medical insurance benefits are stopped. After the payment is resumed, those who have been interrupted for 3 months in a row can enjoy the payment from the overall fund again after 6 months of continuous payment, and those who have been paid for 6 months can enjoy the medical insurance again after 1 year of continuous payment. Medical insurance is the abbreviation of medical insurance, which is social insurance provided by society or enterprises with necessary medical services or material help when employees are sick, injured or give birth.

I hope the above content can help you. Please consult a professional lawyer if you have any other questions.

Legal basis: Article 10 of the Social Insurance Law of People's Republic of China (PRC).

Employees shall participate in the basic old-age insurance, and the employer and employees shall jointly pay the basic old-age insurance premium.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium.

The measures for the endowment insurance of civil servants and staff managed by reference to the Civil Service Law shall be formulated by the State Council.

Article 11

The basic old-age insurance combines social pooling with individual accounts.

The basic old-age insurance fund consists of employers, individual contributions and government subsidies.

Article 12

The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of its employees stipulated by the state, and record it in the basic old-age insurance pooling fund.

Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.