Job Recruitment Website - Social security inquiry - From the unit to the social security bureau, 15 paid more than 60,000 social security. How much can I pay for retirement?

From the unit to the social security bureau, 15 paid more than 60,000 social security. How much can I pay for retirement?

Hello, dear, this calculation has something to do with local wages. Suppose that the average wage of employees in a certain area last year was 4,000 yuan, the average individual contribution index was 1, and the basic pension that can be received after paying 15 years was (4,000+4,000) ÷ 2×15×1%= 600 yuan. If an employee retires at the age of 60, and the amount in his personal pension account is 600 million yuan at the time of retirement, then the personal pension he can receive is 60000÷ 139=43 1.65 yuan. Then the monthly pension that this employee can receive after retirement is 600+431.65 =1031.65 yuan. Endowment insurance is compulsory. Even if the payment has reached 15 years, as long as you still have a work unit, then the unit and employees must continue to pay endowment insurance according to law until the employees retire or resign. As can be seen from the above calculation formula of endowment insurance, the pension is related to the payment period. The longer the payment period, the more pension will be received after retirement, because most of the pension insurance expenses for office workers are borne by the unit, and individuals only need to pay a small part of the expenses. Therefore, for office workers, the longer the payment period of endowment insurance, the more cost-effective.