What's the difference between social security card and bank card? Can social security cards be used as bank cards?

1. Can the social security card be used as a bank card?

Social security cards can be used as general bank cards. At present, the new social security card is one card and two accounts, which are divided into medical insurance personal account and financial account. You can take out your social security card and have a look. Generally, there will be the name of the issuing bank, UnionPay logo and card number. The new social security card is a dual-purpose card, which is both a social security card and a bank debit card.

Its bank account includes cash deposit and withdrawal, transfer, consumer finance and other businesses. It's just that social security cards don't support credit function at present, that is, overdraft, which is similar to credit cards, but inter-bank cash withdrawal in the province is free, which is a great advantage.

Second, does the social security card conflict with the bank card?

The rights and interests of social security cards and bank cards will not conflict. The social security card can be said to be a multi-purpose card, and the bank card on the social security card can be used as a bank account. Social security card is a social security card loaded with financial functions, which has two independent accounts, namely social security card and bank card. Social security card account is used for human resources social security business, and bank card account has financial application functions such as cash deposit and withdrawal, transfer consumption and flash payment.

If the social security card is accidentally lost, you should report the loss of the social security card through the bank's 24-hour customer service hotline at the first time, and then report the loss to the bank window with valid identity documents.

3. What's the difference between social security card and bank card?

1, account functions are different. As a medium of financial payment and settlement, bank card has only one simple financial account, which belongs to single-account card type; Social security card belongs to composite account card, and there are not only financial accounts but also social security accounts in the medium. Finally, in terms of functions, bank cards can only handle financial services, while social security cards have functions such as social security registration, pension collection, payment, social security information inquiry and medical insurance reimbursement in addition to financial services.

2. The application procedures are different. Bank cards can be handled directly at bank outlets and can be activated normally. The social security card needs to print social security information in the social security agency first, then apply to the bank, and finally be made by the social security agency. Generally, you can't pick up the card on site, and you need to activate it before you can use it normally.