Accident insurance has social security, but no social security.

Social security is the welfare given by the state, including social endowment insurance and social medical insurance.

There are many kinds of insurance, so don't treat national welfare insurance as universal insurance. Accident insurance is commercial insurance, that is, insurance of commercial insurance companies. This kind of insurance is very cheap.

Accident insurance includes: accidental disability insurance, accidental death insurance and accidental injury medical insurance.

If it is an accidental injury, insurance compensation is needed, and medical insurance can reimburse some medical expenses.

If it is an accidental death, medical insurance has no effect; Social security contributions are less than 15 years, and the cash value of social security contributions is refunded-at a loss; Funeral expenses can be paid after payment of 15 years.

If it is accidental disability, social security has no effect.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.