What happens if the social security card is not activated in the bank?

Legal analysis: Under normal circumstances, after getting the social security card, the insured person needs to go to the designated bank for activation within 6 months. When the social security card is not activated, the original medical insurance card can still be used. If the social security card has not been activated for more than 6 months, the medical insurance account in the social security card will be automatically deactivated.

Failure to apply for activation within the time limit will affect everyone's use, especially some people who want to see a doctor. Therefore, cardholders who have not been activated within the time limit should activate as soon as possible with the original personal ID card and social security card. After activating the social security card, the account balance of the original medical insurance card will be automatically transferred to the new social security card.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Article 4 Employers and individuals in People's Republic of China (PRC) shall pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.

Fifth people's governments at or above the county level shall incorporate social insurance into the national economic and social development plan.

The state raises social insurance funds through multiple channels. People's governments at or above the county level shall give necessary financial support to social insurance.

The state supports social insurance through preferential tax policies.