Social security has not been paid to 15. Can I refund the money I paid before?

Social security is not paid in full 15, and the money paid before can be refunded.

If the social security has not been paid for 15 years, only the part paid by the company can be refunded, and the part paid by the company will not be refunded. You can retire if you meet the following conditions:

1, the insured reaches retirement age and fails to pay the fee 15 years;

2, repeated insurance and termination of labor relations can be surrendered;

3. The insured goes abroad to settle down;

4. The insured dies.

Social security card processing flow:

1, the applicant can apply for a social security card at the cooperative bank with a valid personal identity document and a two-inch color photo on a white background;

2. The applicant shall notify the branch staff of the cooperative bank, and give the rest to the staff. After printing the business card, it needs to be activated under the guidance of the bank staff;

3. The employing unit shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay. Employees-free individual industrial and commercial households who voluntarily participate in social insurance, part-time employees who do not participate in social insurance in the employing unit and other flexible employees shall apply to the social insurance agency for social insurance registration.

Personal social security payment process:

1. Individuals with urban or rural hukou can pay social security by themselves at local social security service points or at county-level social security bureaus. Individuals who pay social security can only pay endowment insurance and medical insurance;

2. Individuals can pay social security for themselves as freelancers. When paying social security, you need to bring your household registration book, ID card and copy, and prepare two one-inch photos. Then go to the local social security agency for handling;

3. When you apply for social security, you need to bind the bank card, mainly to deduct the fee automatically every month. You must remember to deposit the premium before the deduction date, otherwise it will be broken.

To sum up, not paying enough social security before retirement may have an impact on life after retirement, which needs to be planned and solved in advance. It is suggested to start paying social security fees as early as possible when you are young, so as to ensure that you can get corresponding pension benefits after retirement. If you have missed the opportunity to pay social security, you need to take other measures in time to ensure that basic living needs are met.

Legal basis:

Article 16 of People's Republic of China (PRC) Social Insurance Law

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age.

Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can receive the basic pension on a monthly basis for a total of fifteen years; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.