What is the deposit base of Suzhou housing provident fund?

What is the deposit base of Suzhou housing provident fund?

Only by multiplying the Suzhou provident fund base by the deposit ratio reported by the company can we calculate the monthly provident fund expenditure, and the provident fund needs to be paid monthly, so as to ensure that the provident fund benefits enjoyed by employees will not be affected. Moreover, the interest rate of provident fund loans is low, and a certain amount of loans can be made, so it is more important to pay back the provident fund.

Suzhou provident fund deposit base

In fact, the base of Suzhou provident fund will be readjusted every year, and the upper and lower limits of the payment base will be raised basically every year. Every unit must report according to the average salary of employees, so the monthly provident fund expenditure is different. According to the regulations, the minimum payment base of the provident fund this year is 4,250 yuan, and the maximum payment base is 3 1600 yuan. Moreover, it should be noted that the deposit base of individual industrial and commercial households and employees needs to be the same as the social security payment base of that year. Freelancers can choose the appropriate deposit grade according to their own situation.

Suzhou provident fund deposit ratio

Even if the same deposit base is selected, the expenditure of the provident fund is different because of the different deposit ratio reported by the unit. At present, according to the law, units and individuals bear the proportion of 5%- 12% respectively, and the proportion borne by units and individuals is the same, so the expenses of provident fund must be calculated according to the unified reporting of units. Units and individuals each bear half of the provident fund expenses.

Once the provident fund management center adjusts the Suzhou provident fund base, it still needs to calculate the provident fund expenses according to the new regulations, and then recalculate the payment of the provident fund expenses. Provident fund expenses will be deposited into personal accounts, and you can withdraw the provident fund according to the specific situation in the later period, or you can directly apply for using the provident fund to repay the loan.