The difference between family paying social security and company paying social security.

When paying social security, there is a big difference between individuals and units. The biggest difference is that individuals pay in full and units pay in proportion. So today, let's take a look at the difference between Shenzhen's own social security and corporate social security and the answers to related questions! 1. What's the difference between Shenzhen paying social security by itself and the company paying social security?

1, different types of insurance need to be paid.

Enterprise social security: The insurance paid by enterprises for employees includes five insurances and one gold: old-age insurance, unemployment insurance, medical insurance, industrial injury insurance, maternity insurance, and housing accumulation fund. The payment of enterprise social security is mandatory, and the law stipulates that employers and workers must participate in social insurance and pay social insurance premiums according to law.

Personal social security: There are only two kinds of social insurance paid by individuals: endowment insurance and medical insurance. According to the regulations, flexible employees voluntarily participate in basic medical insurance and basic medical insurance in their own names, and are not included in the scope of those who participate in unemployment, work injury and maternity insurance.

2, the payment ratio is different.

Enterprise social security: pension, medical care and unemployment insurance are paid by individuals and enterprises respectively, and general enterprises account for a relatively large proportion. At present, pension insurance companies pay 20% and individuals pay 8%; Enterprises pay two-eighths of unemployment insurance, and individuals pay one percent; Enterprises pay 8% of medical insurance, and individuals pay 2%; Industrial injury insurance and maternity insurance do not need to be paid by individuals, but are all paid by enterprises.

Personal social security: paying social insurance premiums in an individual capacity requires personal commitment.

3. retirement benefits are different.

Retirement time: First of all, there are differences in the retirement age of female insured persons: female cadres in the unit are 55 years old and female employees are 50 years old; Everyone is 55 years old. The retirement age of male insured is 60 years old, regardless of unit or individual.

Insurance: enterprise social security has three insurance benefits: unemployment, work injury and maternity; Personal social security does not have these three insurance benefits.

Medical expenses: the medical insurance card of enterprise social security has a certain amount of medical expenses every month; Personal social security has no medical expenses.

4. Endowment insurance is different.

Enterprise social security: individuals who participate in the basic old-age insurance will receive the basic old-age insurance monthly when they reach the statutory retirement age and have paid 15 years. If the accumulated payment is less than fifteen years when reaching the statutory retirement age, the payment can be made for fifteen years, and then the basic pension can be received monthly. If an individual who participates in the basic old-age insurance dies due to illness or non-work, his will can receive funeral subsidies and pensions; Persons who have completely lost their ability to work due to illness or non-work-related disability before reaching the statutory retirement age can receive disability allowance.

Personal social security: the social security paid by individuals is an old-age insurance system covering non-employees with urban household registration. Most cities pay an annual fee, and voluntary insurance is not compulsory. In addition, in addition to individual contributions, the government will also subsidize individual social security. The more individual contributions, the more government subsidies, and all individual contributions and government subsidies are included in the insured's personal account.

For the blank period after resignation, you can't continue to pay social security friends, but because of the need to buy a house and a car, you need to pay social security constantly. The priority method is to find an organization to help you pay, so as to ensure that your five insurances can be renewed, just like paying enterprise social security.

2. Who will pay the social security of the labor dispatch personnel?

Labor dispatch, also known as labor dispatch and labor lease, refers to the behavior that the dispatched institution concludes a labor contract with the dispatched worker, and the dispatched worker pays the labor remuneration to the dispatched enterprise. There is a labor contract relationship between the labor dispatch agency and the dispatched workers, but the fact of labor payment occurs between the dispatched workers and the dispatched enterprises. Labor dispatch organizations and workers are the relationship between enterprises and employees, and the adjustment of their relationship is applicable to labor law.

Legally speaking, labor dispatch organizations and workers are the relationship between enterprises and employees, and there should be dispatch units to pay various social security fees for dispatched workers; At the same time, Article 58 of the Labor Contract Law stipulates that the labor dispatch unit is the employing unit referred to in this Law and shall fulfill the obligations of the employing unit to the laborers, so it is the legal obligation of the labor dispatch unit to pay social insurance for the laborers.

Of course, in the field of employment practice, based on the consideration of efficiency, the dispatching unit can agree with the dispatching unit that it needs to pay all kinds of social insurance directly for the workers, thus avoiding the tedious process that the dispatching unit pays the labor fee to the dispatching unit first and then pays the social insurance for the workers. However, this agreement is only a contractual obligation between the two parties and does not change the nature of the legal obligation of the dispatching unit.

Third, how to handle the social security of dispatched employees?

According to the stipulation that "the employer shall pay social insurance for employees", the labor dispatch agency will handle social insurance projects according to the salary base of the dispatched employees proposed by the employer. The details are as follows:

1. Before 28th of each month, the employer shall pay the social insurance fee for next month;

2. Labor dispatch agencies pay various social insurance fees for dispatched employees;

3, according to the monthly increase or decrease of dispatched employees, timely handle the transfer procedures of social insurance personnel;

4, in line with the pension, medical care, unemployment, work-related injuries should enjoy the treatment, for reimbursement procedures;

5. The applicant requires to pay the housing accumulation fund for the dispatched employees;

6. Provide users with various social insurance policy consultation and publicize new social insurance policies.

See here, I believe you also understand the relevant knowledge. When paying social security, it is generally paid by the unit, which is the most cost-effective for employees.

Legal basis:

People's Republic of China (PRC) Social Insurance Law Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance to protect citizens' right to get material help from the state and society in the event of old age, illness, industrial injury, unemployment and maternity.