Which is better, provincial social security or municipal social security? Can we merge?

For people who work in enterprises, they will pay social security for themselves, and social security is also their own rights and interests. Only with social security can our basic life be guaranteed, but many people don't know the difference between provincial social security and municipal social security, so let's follow me today to find out which is better.

1. What is the difference between provincial social security and municipal social security?

1, the payment base is different.

The provincial social security is based on the average social wage of the whole province in the previous year, while the municipal social security is based on the average monthly wage of the city.

2. The business department is different.

Provincial social security is generally to handle the social insurance business of the province's employers or provincial employers, while municipal social security is mainly to handle the social insurance business of employers and employees in this city.

3. The treatment is different

Provincial social security and municipal social security have different payment bases as a whole, and the average salary of employees is also different, so there will be differences in returning premiums after retirement.

2. Which is better, provincial social security or municipal social security?

In fact, provincial social security and municipal social security are good choices. If it is a city in some developed areas, the payment base of municipal social security will be higher than that of provincial social security, so the treatment enjoyed after retirement will be better. If some cities belong to developing areas, but the whole province develops better, the provincial social security will be more cost-effective.

Whether you buy provincial social security or municipal social security, it is actually more cost-effective, because enterprises will help us bear a large part of the expenses, and employees can enjoy comprehensive treatment only by paying a small part of the expenses. Therefore, everyone must work in a regular company and pay social security according to law, so that life after retirement can be guaranteed.

3. Can provincial social security and municipal social security be merged?

Provincial social security and municipal social security can be merged, but there are preconditions. Let's take Guangzhou for example.

1. If you are not registered in Guangzhou, you can transfer the provincial social security to the municipal social security when you have been in Guangzhou for more than 10 years, and then go through the retirement formalities in Guangzhou.

2. If it is an account in Guangzhou, the above restrictions will not exist, and all of them can be transferred and merged.

3. Some insured persons participated in both provincial social security and municipal social security. If they don't qualify for retirement benefits when they retire, we can ask the relevant institutions to return our pension in one lump sum.