Job Recruitment Website - Social security inquiry - When will the integration of civil servants begin?

When will the integration of civil servants begin?

As a relevant staff member, my answer is as follows:

First, let's learn about the current situation of providing for the aged in China. China's current pension system is a dual-track system: that is, the collection, retirement approval, pension payment and standards of enterprise employees are the responsibility of the enterprise insurance department under the human and social departments, the collection and pension payment of government agencies and institutions are the responsibility of the financial department, and the retirement approval is the responsibility of the organization department and the public service bureau under the human and social departments. At present, the pension replacement rate (the proportion of pension to pre-retirement salary) of employees in government agencies and enterprises is different, that is, employees in government agencies and enterprises can get 80% to 90% of on-the-job salary after retirement, while employees in enterprises can only get 40% to 60% of on-the-job salary after retirement, which is very different.

Second, on the integration of civil servants' pensions. Literally, it can be understood that it is to change the current dual-track system of enterprises and institutions and implement the merger, that is, the payment, retirement approval, pension payment and standard unified management of both civil servants and enterprise employees, mainly to bring the old-age insurance of civil servants into the social old-age insurance system. After the merger, the pension insurance systems of the two departments will be consistent in system, mode and payment formula. Due to historical reasons, at present, the pensions of civil servants and fully funded institutions are all paid by the state and local finance.

Third, about the time and follow-up work of the merger. The merger reform began in 2008 and will be implemented this year, but relevant personnel in Ministry of Human Resources and Social Security said that the merger plan is still under discussion. In the 20 14 government work report, Li Keqiang, Premier of the State Council of the People's Republic of China clearly stated that "a unified basic old-age insurance system for urban and rural residents should be established, the method of connecting with the old-age insurance for employees should be improved, the old-age insurance system for government agencies and institutions should be reformed, and the development of enterprise annuities, occupational annuities and commercial insurance should be encouraged".

Legal basis:

Decision on the reform of endowment insurance system for staff in government agencies and institutions

Three, the implementation of social pooling and personal accounts combined with the basic old-age insurance system. The basic old-age insurance premium is shared by units and individuals. The proportion of the unit paying the basic old-age insurance premium (hereinafter referred to as the unit payment) is 20% of the total salary of the unit, and the proportion of the individual paying the basic old-age insurance premium (hereinafter referred to as the individual payment) is 8% of the salary paid by himself, which is withheld and remitted by the unit. Establish a personal account for basic old-age insurance according to the amount of 8% of my salary, all of which are formed by individual contributions. The part where the individual salary exceeds 300% of the average salary of local employees in the previous year is not included in the base of individual contribution salary; If it is lower than 60% of the average salary of local employees in the previous year, the base of individual payment salary shall be calculated according to 60% of the average salary of local employees.

Personal account storage is only used for employee pension, and it is not allowed to withdraw in advance. Interest is calculated every year according to the bookkeeping rate uniformly announced by the state, and interest tax is exempted. If the insured dies, the balance of the personal account can be inherited according to law.