Can I withdraw the balance of the endowment insurance account?

The balance of the endowment insurance account can be withdrawn, as follows:

1. Generally speaking, the money in the social security card can be withdrawn from the rural hukou, but if it is an urban hukou, it is not allowed to surrender, because as long as you surrender, it means that you lose the most basic protection after retirement or when you need to see a doctor, so surrender is not supported, but it can be transferred. Generally speaking, the countryside is ok, but the conditions are harsh;

2. If the endowment insurance has accumulated for 15 years, the basic pension will be paid at 20% of the average monthly salary of employees in this Municipality. Note that it is generally in which city after 10, so if you want to charge more, you'd better pay it in first-and second-tier cities. In addition, the personal account pension is paid according to1120 of the insured's personal account. Therefore, the more you give, the more you get. Even if it is paid off, it is only necessary to pay the expenses before retirement.

Legal basis: Article 14 of the Social Insurance Law of People's Republic of China (PRC).

Personal accounts shall not be withdrawn in advance, and the bookkeeping interest rate shall not be lower than the bank time deposit interest rate, and interest tax shall be exempted. If an individual dies, the balance of the individual account can be inherited.

Article 15

The basic pension consists of overall pension and individual account pension.

The basic pension is determined according to factors such as individual cumulative payment years, payment wages, average salary of local employees, personal account amount, average life expectancy of urban population, etc.