Beijing five insurances and one gold base

According to the new standard, the upper limit of the five-insurance payment base is determined according to 300% of the average monthly salary of employees in the city, and the maximum is not more than 15669 yuan. The minimum payment base for employees participating in basic old-age insurance and unemployment insurance is determined according to 40% of the average monthly salary, with a minimum of 2089 yuan; For employees participating in basic medical insurance, industrial injury insurance and maternity insurance, the lower limit of payment base is determined according to 60%, and the minimum is not less than 3 134 yuan. The average monthly salary of workers in Beijing is 5223 yuan. According to this data, Beijing Provident Fund Center adjusted the upper limit of provident fund deposit. The upper limit of the monthly deposit of Beijing housing provident fund is 3760 yuan, an increase of 396 yuan over the previous year. The upper limit of the monthly deposit of employees and units is 1880 yuan.

I. Payment ratio of five insurances and one gold in Beijing

Endowment insurance: 20% for units and 8% for individuals.

Medical insurance: unit contribution ratio 10%, individual contribution ratio 2%+serious illness co-ordination in 3 yuan.

Unemployment insurance: unit contribution rate 1%, individual contribution rate 0.2%.

Industrial injury insurance: the unit pays 1%, and the individual does not pay.

Maternity insurance: the unit pays 0.8%, and the individual does not.

Housing accumulation fund: unit contribution ratio 12%, individual contribution ratio 12%.

Two, Beijing five insurance and one gold payment base

(1) social security payment base

Employees in Beijing shall determine the payment base according to their average monthly salary of 20 12. Among them, the upper limit of payment base is determined according to 300% of the average monthly salary of employees in this city in 20 12, with the maximum not exceeding 15669 yuan. The minimum payment base for employees participating in basic old-age insurance and unemployment insurance is 40% of the average monthly salary of employees in this city in 20 12 years, and the minimum is 2089 yuan; Employees who participate in basic medical insurance, industrial injury insurance and maternity insurance shall have a minimum payment base of 60% of the average monthly salary of employees in this city in 20 12, with a minimum payment of not less than 3 134 yuan.

(2) Provident fund deposit base

According to the Notice of Beijing Municipal Bureau of Human Resources and Social Security and Beijing Municipal Bureau of Statistics on Publishing the Average Social Wage of Beijing Workers in 20 12, the average monthly wage of Beijing workers in 20 12 was 5,223 yuan. Therefore, if the average monthly salary of employees in this city in the previous year is used as the payment base, the payment wage base is 5223 yuan. According to this data, Beijing Provident Fund Center adjusted the deposit ceiling. From July, 20 13 to July, 20 1 3, the monthly deposit limit of Beijing housing provident fund is 3,760 yuan, which is 396 yuan higher than the previous year. The upper limit of the monthly deposit of employees and units is 1880 yuan.

Third, Beijing social security inquiry

Beijing 12333 launched the telephone inquiry service of social insurance personal rights and interests records. Insured persons can call the "12333" hotline at any time, select "5" according to the voice prompt, enter the personal rights record inquiry module, and enter the personal ID number and social security card number to inquire about the payment of five social insurances, such as the payment unit, payment period and payment base, and also inquire about the accumulated amount of personal pension accounts; At the same time, the insured person can also inquire about the name of the designated medical institution I choose and other information.

By introducing the payment ratio of five insurances and one fund in Beijing, this paper introduces the payment ratio and payment base of five insurances and one fund in Beijing, and provides the inquiry system and method of social security in Beijing at present. The payment of social security will affect a series of benefits such as old-age medical care in the future, which should be paid enough attention. However, the solution of related problems needs to be based on these rules.

legal ground

People's Republic of China (PRC) social insurance law

Article 62 If the employer fails to declare the amount of social insurance premiums that should be paid according to the regulations, the amount that should be paid shall be determined according to 1 10% of the amount paid by the employer last month; After the payment unit completes the declaration procedures, the social insurance fee collection agency shall make settlement in accordance with the provisions.