What is the minimum standard of five insurances and one gold in Chengdu in 2023?

What is the minimum standard of five insurances and one gold in Chengdu in 2023?

First, the proportion of provident fund deposit.

The proportion of housing provident fund paid by financial allocation units, state-owned enterprises and state-holding enterprises shall not be higher than 12%, and the part paid by other units above 12% shall be taxed according to the provisions of national tax policies. Housing provident fund deposit ratio shall not be less than 6%.

Second, the proportion of social security contributions.

Social insurance in Chengdu mainly includes endowment insurance, medical insurance, maternity insurance, unemployment insurance and industrial injury insurance. The insured person's identity is different, and the participation ratio is different. At the same time, the payment ratio of each insurance type is different, as follows:

(1) endowment insurance:

1, urban workers: 20% paid by units and 8% paid by individuals;

2. Employees registered in the original city: the unit pays 12%, and the individual pays 8%;

3. Non-Chengdu rural household registration personnel: the unit pays 12%, and the individual pays 8%.

(2) Medical insurance:

1, urban workers: 6.5% paid by units and 2% paid by individuals;

2, the original comprehensive insurance registered employees in this city: the unit pays 6.5%, and the individual pays 2%;

3. Non-Chengdu rural household registration personnel: the unit pays 2.5%, and the individual does not pay.

(3) Maternity insurance: the unit pays 0.6%, and the individual does not.

(4) Unemployment insurance: the unit pays 2% and the individual pays 1%.

(5) Industrial injury insurance: 0.6% for Class I industry, 1.2% for Class II industry and 2% for Class III industry.

(six) supplementary medical insurance for serious illness:

1, urban workers: unit pays 1%, and individuals do not pay;

2. Employees of the original comprehensive insurance registered in this city: the unit pays 1%, and the individual does not pay;

3. Non-Chengdu rural household registration personnel: voluntary payment.

Three, Chengdu five insurance and one gold payment base

(1) Provident fund deposit base

According to the current regulations, the deposit base of employees' individual housing provident fund is the average monthly salary of employees in the previous year, and the monthly deposit amount of employees' housing provident fund is calculated by multiplying the deposit base by the deposit ratio. The deposit base of housing provident fund is calculated and determined according to the average monthly income of employees of state-owned enterprises in Chengdu and the growth rate of per capita disposable income of urban residents. With the continuous improvement of employees' income, the deposit base and amount of their housing provident fund have also increased accordingly.

This year, the upper limit of the monthly deposit base of Chengdu housing provident fund was adjusted to 18242 yuan, an increase of 249 1 yuan on the basis of last year, with an increase of 15.5438+0%. The lower limit will implement two different standards in different regions. The lower limit of Dujiangyan City, Pengzhou City, Qionglai City, chongzhou city, Jintang County, Dayi County and Pujiang County is 1.25 yuan; The minimum deposit base of housing provident fund in Jinjiang District, Qingyang District, jinniu district, Wuhou District, chenghua district, Chengdu High-tech Zone, Chengdu District of Tianfu New District, qingbaijiang district, Xindu District, Wenjiang District, Shuangliu County, Pixian County and Xinjin County is 1.400 yuan.

(2) social security payment base

Chengdu social security base refers to the social insurance payment base of employees in a social security year. According to the average salary of Sichuan Province and Chengdu in the previous year 1 to 12. Chengdu's social security base has upper and lower limits, and the minimum can not be lower than 60% of the average monthly salary of employees in the whole city in the previous year (employees in private enterprises, individual industrial and commercial households and employees with non-local urban hukou shall not be lower than 50%, and private enterprise owners, shareholders and individual industrial and commercial households shall not be lower than100%); The maximum can not be higher than 300% of the average monthly salary of employees in the city last year.

Chengdu's social security base will be adjusted around April every year, according to the average salary of Sichuan Province and Chengdu in the previous year. Because the adjustment time of Chengdu social security base is after April every year, and the implementation time starts from June 5438+1October every year, it is necessary to make up the difference of Chengdu social security base in the previous months every year.