Can the social security card of Agricultural Bank be used as a bank card?

The social security card of Agricultural Bank of China does have some properties of bank card in function, and can be used for financial transactions such as deposit and withdrawal, transfer and consumption, so it can be used as a bank card to a certain extent. However, it should be noted that social security cards are not pure bank cards. Its main function is to serve as a social security voucher for enjoying social security benefits and handling social security-related affairs.

First, the basic functions of the social security card of Agricultural Bank of China

The social security card of Agricultural Bank of China has not only the financial function of bank card, but also the social security function. As a bank card, you can deposit and withdraw money at ATMs of Agricultural Bank of China and its cooperative merchants, and you can also make consumer payments at POS machines. At the same time, cardholders can also transfer money and inquire about the balance through online banking and mobile banking of Agricultural Bank of China.

As a social security card, it is mainly used to record personal social security information, such as pension insurance, medical insurance and unemployment insurance. Cardholders can enjoy various social security benefits through social security cards, such as receiving pensions and reimbursing medical expenses. In addition, the social security card can also be used to handle social security-related affairs, such as enrollment registration and payment inquiry.

Second, the difference between social security card and ABC bank card

Although the social security card of Agricultural Bank of China has some functions as a bank card, there are still some differences between them in essence and use. Bank cards are mainly used for financial transactions such as deposit and withdrawal, transfer and consumption, while social security cards are mainly used for handling social security affairs and enjoying social security benefits. In addition, social security cards need to provide personal social security information when handling, while bank cards pay more attention to personal financial information.

Three. Matters needing attention in using social security card of Agricultural Bank of China

Cardholders should pay attention to protecting personal information and account security when using the social security card of Agricultural Bank of China. Don't put social security cards with important documents such as ID cards to avoid losing or stealing them. At the same time, it is necessary to regularly check the account balance and transaction records, find abnormal situations in time, and deal with them in time.

In addition, cardholders also need to know the relevant policies and regulations of social security cards in order to better play their functions. For example, different social security cards may have different scope of use and restrictions, and cardholders need to read the relevant instructions carefully and abide by the relevant regulations before using them.

To sum up:

Agricultural Bank of China's social security card can be used as a bank card to a certain extent, with financial functions such as deposit and withdrawal, transfer and consumption. However, it is not a pure bank card, its main function is to serve as a social security certificate. When using, cardholders need to pay attention to protecting personal information and account security and understand relevant policies and regulations.

Legal basis:

Measures of the People's Republic of China on the Administration of Social Security Cards

Article 16 stipulates:

Provincial, prefecture-level human resources and social security departments that are allowed to issue social security cards should formulate clear rules for the application and management of social security cards, and announce them to the public through express delivery in service places and publicity on government websites. The social security card application management program shall include the following contents:

(a) the function and purpose of the social security card;

(two) the issuance, application conditions and application procedures of social security cards;

(three) the scope of use of social security cards (including use restrictions), the use period and the use method;

(four) the procedures for reporting the loss and reissue the social security card after it is damaged or lost;

(five) the rights and obligations of the card issuer, the cardholder and other relevant parties.

People's Republic of China (PRC) Commercial Bank Law

Article 5 provides that:

Commercial banks should follow the principles of equality, voluntariness, fairness and good faith in their business dealings with customers.