Should Zhengzhou City, Henan Province pay enough medical insurance for teenagers to enjoy medical insurance benefits after retirement?

In Zhengzhou City, Henan Province, medical insurance must be paid for 15 years before you can enjoy medical insurance benefits after retirement.

If the employer and its employees pay medical insurance premiums in accordance with the regulations, the employees can enjoy basic medical insurance benefits from the month following the payment of medical insurance premiums. Workers who do not pay medical insurance premiums cannot enjoy basic medical insurance benefits. If the employer applies for holdover of medical insurance premiums in accordance with relevant regulations, the employees will not stop enjoying the basic medical insurance benefits during the approved holdover period. Employers and their employees who should pay medical insurance premiums but have not paid them can continue to enjoy basic medical insurance benefits after paying medical insurance premiums in full. If the number of years that the employer and its employees have paid medical insurance premiums, including accumulated years, is deemed to exceed 15, employees can enjoy basic medical insurance benefits after retirement. As for the calculation of the payment period, it shall be stipulated separately by the Municipal Medical Insurance Bureau. Workers reach the statutory retirement age and go through retirement procedures, and they can receive pensions in the same month. The basic medical insurance premium paid by the employer is included in the personal medical account according to the inclusion standard of the last month of employment, and the payment of medical expenses is implemented with reference to the basic medical insurance regulations for retirees.

Article 23 of the Social Insurance Law of People's Republic of China (PRC), employees shall participate in the basic medical insurance for employees, and the employer and employees shall jointly pay the basic medical insurance premium according to the provisions of the state. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations. The state establishes and improves the new rural cooperative medical system. Measures for the administration of the new rural cooperative medical system shall be formulated by the State Council. The state establishes and improves the basic medical insurance system for urban residents. The basic medical insurance for urban residents combines individual contributions with government subsidies. People who enjoy the minimum living guarantee, disabled people who have lost their ability to work, elderly people and minors over 60 years old in low-income families, etc. , subsidized by the government. The basic medical insurance for employees, the new rural cooperative medical system and the basic medical insurance for urban residents shall be implemented in accordance with state regulations. Individuals who participate in the basic medical insurance for employees will not pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with the provisions of the state if they reach the statutory retirement age and the accumulated payment has reached the fixed number of years stipulated by the state; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.