Hubei new rural insurance and social security subsidies

About Hubei New Rural Insurance and Social Security Subsidies

Starting from the first half of January, 20xx, our district will start the declaration and processing of New Rural Insurance and 4050 Social Security, and the relevant citizens are invited to go to the community where their household accounts are located to apply for the New Rural Insurance and 4050 Social Security for the year of 20xx. The deadline is the end of January.

In order to enable the public to understand the knowledge of the new rural insurance and 4050 social security application, collected the relevant knowledge for the public reference.

The new rural insurance is a national universal policy, the scope of its participation: 16 years of age (excluding school students), did not participate in the basic pension insurance of urban workers of the rural residents, you can voluntarily participate in the new rural insurance in the household registration.

The new rural insurance fund mobilization: the new rural insurance fund consists of individual contributions, collective subsidies, government subsidies. Individual contributions. Participate in the new rural insurance rural residents should be required to pay pension insurance premiums. Contribution standards are currently set at 100 yuan per year, 200 yuan, 300 yuan, 400 yuan, 500 yuan five grades, the local can be based on the actual situation of additional contribution grade.

Participants independently choose the level of contributions, pay more and get more

The state based on the growth of per capita net income of rural residents to adjust the level of contributions in due course. Collective subsidies. The conditions of the village should be subsidized by the collective contributions to the participants, the subsidy standard by the villagers committee held a meeting of the villagers to determine the democratic. Encourage other economic organizations, social welfare organizations, individuals to provide financial support for the contributions of participants. Government subsidies. The government pays the full amount of the basic pension of the new rural insurance to the participants who meet the conditions for receiving it, of which the central government gives a full subsidy to the central and western regions in accordance with the standard of the basic pension determined by the central government, and gives a 50% subsidy to the eastern regions. Local governments shall subsidize participants' contributions at a rate of no less than 30 yuan per person per year; appropriate incentives may be given to those who choose to pay at a higher rate, with the specific standards and methods to be determined by the people's governments of the provinces (autonomous regions and municipalities). For groups with difficulties in paying contributions, such as the severely disabled in rural areas, the local government pays part or all of the minimum standard pension insurance premiums on their behalf.

Q New rural insurance personal account establishment?

A: The state establishes a lifetime record of pension insurance individual account for each new rural insurance participant. Individual contributions, collective subsidies and other economic organizations, social welfare organizations, individual financial support for participants' contributions, and local government subsidies for participants' contributions are all credited to the individual account. Currently, interest is accrued annually by reference to the interest rate for one-year RMB deposits in financial institutions announced by the People's Bank of China.

Q New rural insurance pension treatment?

A : The pension entitlement consists of a basic pension and an individual account pension, paid for life. The basic pension standard determined by the central government is 55 yuan per person per month. Local governments can raise the standard of the basic pension according to the actual situation, for the long-term contribution of `rural residents, may be appropriate to increase the basic pension, raise and increase the part of the funds by the local government expenditure. The monthly standard for the individual account pension is the full amount of the individual account stored divided by 139 (the same coefficient as that used for the current urban workers' basic pension insurance individual account pension). When a participant dies, the balance of funds in the individual account, except for government subsidies, can be inherited in accordance with the law; the balance of government subsidies is used to continue paying pensions to other participants.

Q New rural insurance pension entitlement conditions?

A: Elderly people with household registration in rural areas who have reached the age of 60 and are not entitled to basic pension insurance for urban workers can receive monthly pensions. At the time of the implementation of the new rural insurance system, those who have reached the age of 60 and are not entitled to basic pension insurance for urban workers do not need to make contributions and can receive a monthly basic pension, but their children who are eligible to participate in the insurance should participate in the insurance and make contributions; those who are less than 15 years away from the age of entitlement should make contributions on an annual basis, and are allowed to make compensatory contributions, with the cumulative contribution not exceeding 15 years; those who are more than 15 years away from the age of entitlement should make contributions on an annual basis, with the cumulative contribution amounting to not less than 15 years.

Q4050 social security subsidy policy?

A: 4050 refers to the 4050 standard (i.e., men over 50 years old, women over 40 years old) by December 31, ** years old, no unit to pay social insurance for flexible employment, can apply for and participate in the state to give the social insurance subsidies, usually for three years, women aged 45 years old, men aged 55 years old to apply for subsidies to the retirement (that is, the maximum limit of five years). (That's a maximum of five years.) There are no more subsidies for those who have reached retirement age.

Social Security Administration experts, in general, we are now talking about the "4050 social security subsidies" refers to the flexible employment of people in need of social security subsidy policy. Flexible employment difficulties in social security subsidy policy, the government for the legal working age (that is, women aged 16-50 years old, men aged 16-60 years old) of the employment difficulties in the introduction of employment assistance policies, eligible persons to realize the flexible employment, employment registration and personal status to participate in the social security system on time can be The social security subsidy is available to those who have registered for employment and participated in the social security system in their personal capacity.

To enjoy the policy of social insurance subsidies for people with difficulties in flexible employment, the following conditions must be met: (1) people with difficulties in employment are recognized by the community; (2) flexible employment is realized; (3) registration procedures for flexible employment are carried out; (4) payment of social insurance is made; and (5) an individual submits an application to the community.