Tongxiang society insurance enterprise bureau

Detailed rules for the implementation of social endowment insurance for urban and rural residents in Tongxiang City

Large, medium and small

I insurance registration procedures

After the registration of social endowment insurance for urban and rural residents is accepted by the village (community) where the insured person's household registration is located, it shall be reported to the labor security management office of each town (street, Zhendong New District) for examination and unified registration with the Municipal Social Insurance Bureau.

(a) in accordance with the provisions of the "implementation measures", where the household registration is located in the village (community) 16-60 years old, the insured object shall provide a copy of the ID card, a copy of the household registration book and an inch bareheaded photo, and fill in the "Tongxiang Urban and Rural Social Endowment Insurance Registration Form". If the village (community) meets the requirements in the first instance, it shall be reported to the labor security management office of the town (East New District Street) to which it belongs.

(II) Urban and rural residents who reached the age of 60 the year before the implementation of these Measures (1947 65438+born before February 3 1), employees' basic old-age insurance or existing social old-age security objects, and before February 20, 2008, 65438+February 20, with a copy of ID card, a copy of household registration book and a one-inch bareheaded photo. Fill in the Registration Form for One-time Payment of Social Endowment Insurance for Urban and Rural Residents in Tongxiang City, and report it to the Labor and Social Security Management Office of Town (Town East New District Street) if the village (community) meets the requirements after preliminary examination.

(III) The labor security management offices of towns (streets, Zhendong New District) are responsible for reviewing the Registration Form of Social Endowment Insurance for Urban and Rural Residents in Tongxiang City and the Registration Form of One-time Payment of Social Endowment Insurance for Urban and Rural Residents in Tongxiang City. To meet the requirements of the insured, should make a unified format of electronic documents, summary statistics, in the form of copies and related written materials submitted to the Municipal Social Insurance Bureau for registration. The electronic document items include: name, gender, citizenship number, town (street), village (community) where the household registration is located, address, payment category, selected payment base, etc.

(IV) After being approved by the Municipal Social Insurance Bureau, for those who meet the conditions of insurance, individual insurance records of social endowment insurance for urban and rural residents shall be established in accordance with the regulations, and the Tongxiang Urban and Rural Social Endowment Insurance Payment Manual shall be issued, which shall be distributed by the labor security management offices of towns (streets, Zhendong New District) to their respective villages (communities) and to the insured.

(5) Where couples aged 45 to 60 meet the conditions of family planning reward and assistance, and participate in social endowment insurance for urban and rural residents according to the provisions of the implementation measures, when registering in the village (community) where the household registration is located, they need to fill out the Application Form for Urban and Rural Family Planning Couples to Participate in Social Endowment Insurance for Urban and Rural Residents, and apply for special financial subsidies for rural family planning couples. After deliberation by the villagers' committee, the family planning office of the town (East New District Street) will conduct preliminary examination and publicity, and report to the Municipal Family Planning Bureau for confirmation and then submit it to the Municipal Social Insurance Bureau.

(VI) After reaching the statutory retirement age of employees' basic old-age insurance, those who meet the requirements of Article 34 of the Implementation Measures shall immediately go through the registration procedures of social old-age insurance for urban and rural residents and convert the basic old-age insurance for employees into the payment period of social old-age insurance for urban and rural residents.

Second, the payment standards and methods

(a) the insured according to the provisions of the "implementation measures", choose the payment base, according to the provisions of the proportion and standard, pay the annual social endowment insurance for urban and rural residents.

Urban and rural residents who have reached the age of 60 the year before the implementation of the Implementation Measures (born before 1947 12 3 1) can pay the social endowment insurance premium for urban and rural residents in one lump sum according to the payment base and proportion stipulated in the Implementation Measures before February 20, 2008. City, town (street) finance respectively according to the "implementation measures" before the implementation of the corresponding year subsidy standard 15 to give subsidies.

(two) the payment base of social endowment insurance for urban and rural residents is approved by the Municipal Bureau of Statistics, and the Municipal Labor and Social Security Bureau and the Municipal Finance Bureau announce the standards of individual payment and financial subsidy every year. Determine the payment base is divided into three grades, respectively:

1, the per capita net income of rural residents in the city last year;

2. Annual per capita disposable income of urban residents;

3, the average of the sum of the above two.

Rural residents can choose one of them as the payment base, and urban residents can choose the latter two as the payment base.

(three) the proportion of individual contributions to social endowment insurance for urban and rural residents is 8%.

(4) When urban and rural residents pay insurance premiums, the municipal and town (street) finance will give subsidies at 5% of the current payment base (rural residents will be subsidized at 5% of the per capita net income of rural residents in the city), of which 3% will be used to establish insurance subsidy accounts and 2% will be used to establish social endowment insurance funds for urban and rural residents.

(5) According to the spirit of the Implementation Opinions of the People's Government of Zhejiang Province on the Reward and Assistance System for Rural Family Planning (Zhejiang [2006] No.5), rural family planning couples aged 45-60 who meet the conditions of reward and assistance and participate in the social endowment insurance for urban and rural residents in accordance with these measures can be given special insurance subsidies at 3% of the per capita net income of rural residents in the city during the insurance payment period, and credited to the subsidy account. There are difficulties to deal with.

(VI) If the insured fails to pay the social endowment insurance premium for urban and rural residents in the current year due to special reasons, they can repay the social endowment insurance premium for urban and rural residents in the previous year according to the current payment standard, and the municipal and town (street) finance will give subsidies according to the subsidy standard of the previous year.

(7) If the insured pays the annual fee to the age of 60, and the payment period is less than 15, he may apply for an extension of payment, and the longest extension of payment shall not exceed 5 years. At the age of 65, if the payment period is still less than 15, it can be paid in one lump sum according to the current payment base 15, and the municipal and town (street) finance will subsidize it according to the corresponding financial subsidy standards in previous years.

For those who have reached the age of 45 the year before the implementation of the Implementation Measures, if they are insured immediately after the implementation of these Measures and pay their fees continuously, when they reach the age of 60, they can pay in one lump sum 15 years according to the current payment base, and the city and town (street) finance will give subsidies according to the financial subsidy standards of the corresponding years before, and at the same time enjoy the social endowment insurance benefits for urban and rural residents according to the provisions of the Implementation Measures.

(eight) in 2008, the town (street, Zhendong New District) is responsible for the collection of social endowment insurance premiums for urban and rural residents, and the subordinate villages (communities) are responsible for the collection, and the payment vouchers for social endowment insurance for urban and rural residents shall be provided when collecting. In the future, the insured shall pay the social insurance premium of the current year at the credit union outlets in this city during the period from 65438+ 10 to 65438+February 20 every year, and the credit union outlets will issue special receipts for social insurance for urban and rural residents.

(nine) the subsidy funds undertaken by the municipal finance and the town street shall be included in the special account for social endowment insurance for urban and rural residents in accordance with the regulations.

Three, the establishment and management of individual payment accounts and subsidy accounts

(a) before the 20th of each month, the towns (streets, Zhendong New District) labor and social security management office will submit the insurance payment list (name, citizenship number, household registration, town (street) village (community, payment category, base and amount) of last month to the Municipal Social Security Bureau in the form of paper and electronic documents, and establish individual payment accounts and financial subsidies for the insured after being audited by the Municipal Social Security Bureau.

(II) For rural family planning couples who have enjoyed special financial subsidies, if they do not meet the conditions of reward and assistance in the future, the Municipal Family Planning Bureau will submit the list to the Municipal Social Insurance Bureau before the end of each year, stop enjoying the special financial subsidies for the next year according to the provisions of the Implementation Measures, and return the special financial subsidies they have enjoyed.

(III) The Municipal Social Insurance Bureau shall bear interest on the insured's individual payment account and financial subsidy account every year according to the time when the individual payment arrives and the prescribed bookkeeping interest rate, and the family planning subsidy shall bear interest according to the actual arrival time.

(IV) The insured can check the individual contributions and financial subsidies at the municipal social insurance bureau or the town (street, Zhendong New District) labor security management office with their ID cards or the Tongxiang Social Endowment Insurance Payment Manual.

(5) When the insured person moves in Jiaxing, the pension insurance relationship can be transferred, and the principal and interest of the individual payment account of the pension insurance can be transferred to the social insurance institution where he moves in; Jiaxing city can not be transferred, a one-time refund of personal payment account storage.

Fourth, the treatment plan

(1) Procedures for receiving pensions

In accordance with the provisions of the "Implementation Measures", the insured who has paid 15 years or more shall, in the month of reaching the age of 60, go to the labor security management office of towns (streets, Zhendong New District) to fill out the "Tongxiang Urban and Rural Social Endowment Insurance Pension Application Form" with a copy of his ID card, an inch bareheaded photo and other materials.

(two) the approval and payment of pension benefits

The Municipal Social Insurance Bureau is responsible for reviewing the Application Form for Social Endowment Insurance for Urban and Rural Residents in Tongxiang City and related materials submitted by the labor security management office of towns (streets, Zhendong New District). Audited eligible, from the month when eligible for pension insurance benefits, socialized monthly pension will be issued.

The monthly pension standard shall be calculated and paid according to Article 156 of the sum of the principal and interest of the individual pension account and the subsidy account.

(III) Insured persons who do not meet the requirements of the implementation measures and enjoy the pension benefits on a monthly basis shall, with their ID cards and "Tongxiang Urban and Rural Social Endowment Insurance Payment Manual", go to the Municipal Social Insurance Bureau to receive the storage amount of individual payment accounts at one time.

(4) The insured and payer of social endowment insurance for urban and rural residents who meet the monthly treatment of adopting the elderly can enjoy the basic living allowance for the elderly over 70 years old at the same time when they reach the age of 70.

(5) If a person who has already enjoyed the pension benefits is sentenced, he will stop enjoying the pension benefits during his sentence, and continue to enjoy the pension benefits from the next month after his sentence is released, and the pension benefits will not be adjusted during his sentence.

(VI) After the death of the insured payer, the old-age insurance beneficiary and the elderly basic living guarantee beneficiary, their immediate family members or relevant personnel shall promptly go to the social insurance institution to handle the cancellation procedures of the old-age insurance relationship, and pay the principal and interest balance of the insured payer and the old-age insurance beneficiary's personal pension account in one lump sum to their legal heirs or designated beneficiaries.

V. Connection with other endowment insurance (security)

(a) the insured can not participate in and enjoy two or more social endowment insurance (disability) at the same time. For repeated insurance contributions, the Municipal Social Security Bureau will keep an individual payment account in accordance with the principle of "high is not low", and the individual contributions in other individual accounts will be returned to me at one time. Repeatedly enjoy two or more old-age insurance (disability) benefits, the Municipal Social Security Bureau in accordance with the principle of "high on low", only approved the payment of one of the old-age insurance (disability) benefits, other multi-collar old-age insurance (disability) benefits to recover, in which the remaining part of the personal payment in the personal account storage amount is repaid to me in one lump sum.

(II) The rural social endowment insurance insured who did not reach the age of enjoying treatment before June 65438+1 October1day, 2008, who paid the fees according to the implementation method, can choose to convert the principal and interest of the original rural social endowment insurance insured's personal account according to the implementation method, and the insured will fill out the Application Form for Transfer and Conversion of Social Endowment Insurance for Urban and Rural Residents at the Municipal Social Security Bureau for transfer and conversion. You can also fill in the Application Form for Surrender of Rural Social Endowment Insurance in Tongxiang City, surrender the insurance according to the provisions of rural social endowment insurance, and terminate the relationship of rural social endowment insurance.

Convert the payment period of social endowment insurance for urban and rural residents = the original agricultural insurance payment storage amount ÷ convert the current social endowment insurance payment standard for urban and rural residents.

When the payment and storage amount of the original rural social endowment insurance insured person are converted into the payment period of urban and rural residents' social endowment insurance, the municipal and town (street) finance will provide subsidies in accordance with the corresponding annual financial subsidy standards.

(3) If the insured person participates in the basic old-age insurance for employees after participating in the social old-age insurance for urban and rural residents, the payment period of the social old-age insurance for urban and rural residents in the year when he participated in the basic old-age insurance for employees shall be converted into the payment period of the basic old-age insurance for employees, and the personal account shall be supplemented according to regulations; Can also be a one-time refund of its urban and rural residents' pension insurance personal payment account storage, termination of urban and rural residents' social pension insurance relationship.

The transformation and transfer shall be completed by the insured person himself to the Municipal Social Insurance Bureau, and the application form for transferring the social endowment insurance for urban and rural residents in Tongxiang City to the basic endowment insurance for employees shall be handled after being audited by the Municipal Social Insurance Bureau.

Convert the payment period of basic old-age insurance (month) = the total amount of individual payment accounts and subsidy accounts ÷ the payment standard of basic old-age insurance for urban individual industrial and commercial households and flexible employees in this city (the annual payment base of urban individual industrial and commercial households and flexible employees × 20%).

Supplementary personal account storage is calculated by multiplying 8% of the annual base of urban individual industrial and commercial households and flexible employees by the converted payment period, and the converted payment start period cannot exceed the time when the implementation measures are issued.

(IV) Persons who have participated in the basic old-age insurance for enterprise employees, reached the statutory retirement age, and do not meet the conditions for receiving the pension benefits of the relevant national basic old-age insurance for employees on a monthly basis, can participate in the social old-age insurance for urban and rural residents according to the provisions of the implementation measures after going through the one-time receiving procedures and terminating the basic old-age insurance for employees. The one-time amount can be converted into the payment period of social endowment insurance for urban and rural residents according to the current payment standard of social endowment insurance for urban and rural residents, and the individual payment account of social endowment insurance for urban and rural residents can be increased. If you have reached 60 years of age at the time of conversion and the payment period after conversion reaches 15 or above, you can go through the formalities for receiving social endowment insurance benefits for urban and rural residents; If the converted payment period is less than 15 years, the social endowment insurance premium for urban and rural residents shall be paid for 15 years, and the procedures for receiving social endowment insurance benefits for urban and rural residents shall be handled. If the person is under 60 years of age at the time of conversion and the payment period after conversion reaches 15 or above, he/she shall go through the formalities for receiving the social endowment insurance benefits for urban and rural residents at the age of 60, and still pay the social endowment insurance premiums for urban and rural residents according to the regulations during the period; If the converted payment period is less than 15 years, the social endowment insurance premium for urban and rural residents shall be paid in accordance with the regulations.

Convert the payment period of social endowment insurance for urban and rural residents (months) = one-time amount of basic endowment insurance for employees ÷ Convert the current payment standard of social endowment insurance for urban and rural residents.

When the basic old-age insurance for employees is converted into the payment period of social old-age insurance for urban and rural residents, the municipal and town (street) finance will provide subsidies according to the financial subsidy standards of the corresponding years before.

Six, 70 years of age (including) the management and payment of basic living allowances for the elderly.

(a) the basic living allowance for the elderly.

For the elderly who do not enjoy the social endowment insurance established as a whole fund (method), social security subsidized by local finance (monthly regular subsidy) or social security subsidized by local finance (monthly regular subsidy), but enjoy the standard lower than (equal to) the minimum living guarantee standard for urban residents in this city, and have reached the age of 70 (inclusive) and meet one of the following conditions, the basic living allowance for the elderly shall be implemented.

(a) with the city's household registration and residence for 30 years;

(2) Having a local household registration before 1995+0.8;

(three) because of the policy to move into this city, and have a household registration in this city, living in the local area.

(four) once lived in Jiaxing city and moved within the scope of Jiaxing city, and now has a household registration in this city and lives locally.

The standard of basic living allowance for the elderly is: 70-89 years old, urban residents are subsidized to 80 yuan every month, and rural residents are subsidized to 50 yuan every month; For those over 90 years of age, the monthly subsidy for urban residents is 150 yuan, and the monthly subsidy for rural residents is 90 yuan (the longevity health care subsidy for centenarians is still implemented according to the original method).

All kinds of social old-age insurance (disabled) refers to those who enjoy retirement pension, basic living security fund for landless peasants, living allowance for landless peasants, rural social old-age insurance fund, minimum living security fund, subsidy for streamlining personnel's living difficulties, subsidy for survivors' living difficulties, land maintenance workers, living allowance for overseas personnel who plan to work temporarily in their later years, regular subsidy for special care and resettlement objects, fixed subsidy for disabled persons, permanent residence and other social old-age insurance funded by the establishment of overall planning funds (measures) or local finance.

(two) the declaration, examination and payment of the basic living allowance for the elderly.

In line with the conditions for enjoying the basic living allowance for the elderly, in the month when they reach the age of 70, fill out the Application Form for Basic Living Allowance for the Elderly over 70 in the village (community) where their household registration is located. After the village (community) first trial, 5 days of publicity, no objection, reported to the town (Town East New District Street) labor security management audit. Towns (streets, Zhendong New District) labor and social security management office will submit qualified personnel to the Municipal Social Security Bureau before the 5th of the following month. After the approval of the Municipal Social Security Bureau and the entrustment of issuing bank cards, the towns (streets, Zhendong New District) labor and social security management office will issue them to the village (community), and the village (community) will be responsible for issuing them to the applicants.

For the elderly who fail to declare their age in time, if they meet the conditions for receiving pensions after examination, they will enjoy the basic living allowance for the elderly from the next month after reaching the age of 70.

The basic living allowance for the elderly will be socialized on a monthly basis, and will be paid in place on the 20th of each month.

(3) Management of basic living allowance for the elderly

1. Implement dynamic management of the basic living allowance for the elderly without social old-age security in this city. To take unfair means to collect more money, under the guise of receiving the basic living allowance for the elderly, the towns (streets, Zhendong New District) labor security management office is responsible for recovering the illegal income of the parties. If the case constitutes a crime, legal responsibility shall be investigated according to law.

2, the municipal social insurance bureau and the public security household registration, civil affairs funeral every month due to changes in household registration and other reasons do not meet the information to enjoy the basic living allowance for the elderly, does not meet the conditions for enjoyment, by the municipal social insurance bureau to stop the basic living allowance for the elderly.

3, enjoy the basic living security benefits for the elderly, such as moving to other places, enjoying other social security benefits or death, I or immediate family members should promptly inform the village (community), and the village (community) will promptly report the changes to the Municipal Social Insurance Bureau through the town (street, Zhendong New District) labor security management office, and stop the basic living security benefits for the elderly.

4, the establishment of urban and rural residents pension benefits and the elderly pension basic living allowance qualification certification methods, regular inspection, strictly investigate and deal with the behavior of impersonator pension benefits.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.