Calculation method of social security in Chongqing

Calculation method of social security: 1. Those who participate in the basic old-age insurance for employees of urban enterprises will receive the basic pension according to this opinion after retirement. Two, after the "unified account" to work and the cumulative payment period 15 years, after retirement, the basic pension is paid monthly, and the basic pension consists of basic pension and personal account pension. "Unified account" before the work, after the implementation of this opinion, retired and the payment period (including deemed payment period, the same below) accumulated over 15 years, on the basis of basic pension and personal account pension, transitional pension and transitional adjustment fund will be given. The basic pension, personal account pension, transitional pension and transitional adjustment fund are calculated according to the following methods respectively: (1) The monthly standard of basic pension is based on the average monthly salary of local employees in the previous year and my indexed monthly salary, and the payment is paid to 1% every full year. The calculation formula is: basic pension = (when the insured retires, the average monthly salary of local employees in the previous year+the average monthly payment salary of the insured) ÷2× payment period × 1% (2) The monthly standard of personal account pension is the amount stored in personal account divided by the calculation months. The calculation formula is: personal account pension = the accumulated amount of personal account when the insured retires ÷ the number of payment months (3) The monthly standard of transitional pension is based on my indexed monthly average payment salary, and the payment period before "unified account combination" is 65438+ per 1 year 0.2%. The calculation formula is: transitional pension = my indexed monthly average payment salary × years of payment before unified accounting × 1.2% (4) the transitional adjustment fund is based on the current local standards, and retirees from 2006 to 20 14 years will pay according to a certain proportion. After 20 15, the transitional adjustment fund will no longer be issued.

Legal objectivity:

Article 6 of the Minimum Wage Regulations determines and adjusts the monthly minimum wage, and should refer to the minimum living expenses of local workers and their dependents, the consumer price index of urban residents, the social insurance premiums and housing accumulation funds paid by individual workers, the average wages of workers, the level of economic development, employment status and other factors. To determine and adjust the hourly minimum wage, we should consider the basic old-age insurance premium and basic medical insurance premium paid by the unit on the basis of the promulgated monthly minimum wage standard, and at the same time give due consideration to the differences between part-time employees and full-time employees in terms of job stability, working conditions, labor intensity and welfare benefits. The specific calculation methods of monthly minimum wage and hourly minimum wage are shown in the annex.