How many years does it take to pay medical insurance?

The payment period of medical insurance varies from place to place, generally 25 years for male employees and 20 years for female employees. If the payment is stopped before the payment reaches the specified number of years, you cannot enjoy medical insurance benefits. For example, you have reached retirement age, but you have not paid medical insurance for 20 or 25 years, and you still want to enjoy lifelong medical reimbursement, so you need to pay medical insurance fees in one lump sum after retirement. Therefore, if you pay medical insurance after the statutory time limit, you can enjoy lifelong medical insurance service, thus protecting your legitimate rights and interests.

The provisions of the medical insurance payment period are as follows:

1, 25 years for men and 20 years for women;

2. When men retire, the cumulative payment period is less than 25 years, and the female payment period is less than 20 years. If the employer and individual employees make up the medical insurance premium at one time according to the regulations, it can be regarded as the expiration of the payment period;

3. The medical insurance of enterprise employees shall be regarded as the actual working years recorded in personnel files. According to the relevant laws and regulations of our country, employees should participate in the basic medical insurance for employees, and employers and employees should jointly pay the basic medical insurance premiums in accordance with state regulations.

Materials required for employee medical insurance

1, requires identification;

2. Invoice and expense list issued by the hospital;

3. Disease proof and diagnosis;

4. Medical insurance certificate;

5. A copy of the claim application and the applicant's bank card;

6. It is necessary to carry the organization code certificate and photocopy of the unit, and the copy and photocopy of the business license of the unit.

As can be seen from the above, male employees who participate in the basic medical insurance for employees have to pay for 25 years, and female employees can not pay for 20 years. To reach retirement age, but the payment period is not full, according to the current payment standard one-time supplement.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 27

Individuals who participate in the basic medical insurance for employees will not pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with the provisions of the state if they reach the statutory retirement age and the accumulated payment has reached the fixed number of years stipulated by the state; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.