Do foreign households have to pay social security 1 year or more to buy a house mortgage in Xiamen?

Yes, Xiamen is now restricted to purchase. Foreign buyers must have medical insurance and social security certificates that have been paid in Xiamen for more than 1 year. Whether you can get a loan is based on the property under your current name. You can go to the bank to check the previous loan records. If the first set can borrow 70%, the second set can borrow 40%. The following are

Specific application conditions for first-hand housing mortgage loan:

(1 Have legal and valid identification (resident ID card, household registration book or other valid identification) and proof of marital status;

(2) Having a good credit record and willingness to repay;

(3) Have a stable source of income and the ability to repay the loan principal and interest in full and on time;

(4) the contract or letter of intent for the sale (pre-sale) of purchased houses and commercial houses;

(5) Being able to pay the down payment of the purchased house;

(6) Opening a personal settlement account in a bank;

(7) Effective guarantee recognized by the lender;

First-hand housing mortgage loan application materials

(1 ID card;

(2) proof of marital status;

(3) proof of repayment ability and income;

(4) documents proving that the down payment for house purchase has been paid;

(5) A legally binding commercial housing sales contract signed with a real estate developer;

(6) If there is * * * borrower or * * * owner, the borrower or * * * owner shall provide relevant identity documents and the commitment to agree to mortgage, and if there is * * * borrower, it shall provide proof of repayment ability;

(seven) other information required by the bank.