How much does Shenzhen's second-class social security pay in 2024?

In 2024, the payment standards for the second-class social security in Shenzhen are as follows:

The lower limit of the payment base of endowment insurance is 3523 yuan, and the lower limit of the payment base of medical insurance (first and second files) is also 3523 yuan. Specific to the second social security, the unit contribution ratio is 2%, and the individual contribution ratio is 1.5%. These data are based on the payment standard of 1 to June 2024.

The main differences between the secondary social security and the primary social security in Shenzhen;

1, the payment is different. First, the proportion of social security payment is high, and it pays more every month; The second social security contribution rate is low, and the monthly payment is small.

2. Personal accounts are different. A social security has a personal account, and a part of the amount will be returned to the personal account every month, which can be used to pay the medical expenses within the scope of the general outpatient medical insurance catalogue; There is no personal account for social security, and the general outpatient expenses need to be paid through the overall fund.

3. Outpatient treatment is different. The first-class social security general outpatient expenses shall be paid by the individual account 70% and the overall fund 30%; When the general outpatient expenses of secondary social security are treated in the community health center, they are paid by the community outpatient co-ordination fund according to a certain proportion, and the specific proportion varies according to the types of drugs and treatment items.

4. The same is true for hospitalization. The hospitalization benefits of the first-level social security and the second-level social security are basically the same, including the reimbursement ratio and the scope of designated medical institutions that can see a doctor.

5, outpatient treatment of serious illness is different. A social security clinic is more comprehensive in treating serious diseases; The treatment of serious illness in the second-class social security outpatient service is relatively limited.

6, the overall fund payment limit is different. After the first social security outpatient fee exceeds a certain amount, the excess shall be paid by the overall fund according to the regulations; Second-class social security has a certain outpatient expenses pooling fund payment limit every year.

To sum up, in 2024, the payment standard of the second-class social security in Shenzhen is 70.46 yuan per month for the unit and 52.845 yuan per month for the individual, with the lower limit of the payment base of 3,523 yuan as the base.

Legal basis:

People's Republic of China (PRC) social insurance law

second

The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.